Punjab & Sind Bank (PSB) - Total Assets
Based on the latest financial reports, Punjab & Sind Bank (PSB) holds total assets worth Rs1.79 Trillion INR (≈ $19.39 Billion USD) as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Punjab & Sind Bank investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Punjab & Sind Bank - Total Assets Trend (2006–2026)
This chart illustrates how Punjab & Sind Bank's total assets have evolved over time, based on quarterly financial data. Explore PSB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Punjab & Sind Bank - Asset Composition Analysis
Current Asset Composition (March 2026)
Punjab & Sind Bank's total assets of Rs1.79 Trillion consist of 3.5% current assets and 96.5% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 3.5% |
| Accounts Receivable | Rs0.00 | 0.0% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs0.00 | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2006–2026)
This chart illustrates how Punjab & Sind Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Punjab & Sind Bank.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Punjab & Sind Bank's current assets represent 3.5% of total assets in 2026, a decrease from 12.6% in 2006.
- Cash Position: Cash and equivalents constituted 3.5% of total assets in 2026, up from 0.0% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2006.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Punjab & Sind Bank Competitors by Total Assets
Key competitors of Punjab & Sind Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
BNP Paribas SA
PA:BNP
|
France | €2.79 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM778.72 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
Bank of Xi'An Co Ltd
SHG:600928
|
China | CN¥546.99 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
|
Bank Mestika Dharma Tbk
JK:BBMD
|
Indonesia | Rp16.58 Trillion |
|
Bank Multiarta Sentosa PT
JK:MASB
|
Indonesia | Rp34.10 Trillion |
|
Bank Ochrony Środowiska SA
WAR:BOS
|
Poland | zł25.72 Billion |
Punjab & Sind Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.05 | 0.07 | 0.07 |
| Quick Ratio | 0.05 | 0.07 | 0.07 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs-1.24 Trillion | Rs-1.02 Trillion | Rs-792.03 Billion |
Punjab & Sind Bank - Advanced Valuation Insights
This section examines the relationship between Punjab & Sind Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.16 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 10.8% |
| Total Assets | Rs1.79 Trillion |
| Market Capitalization | $1.96 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Punjab & Sind Bank's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Punjab & Sind Bank's assets grew by 10.8% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Punjab & Sind Bank (2006–2026)
The table below shows the annual total assets of Punjab & Sind Bank from 2006 to 2026.
| Year | Total Assets | Change |
|---|---|---|
| 2026-03-31 | Rs1.79 Trillion ≈ $19.39 Billion |
+10.79% |
| 2025-03-31 | Rs1.62 Trillion ≈ $17.50 Billion |
+9.59% |
| 2024-03-31 | Rs1.48 Trillion ≈ $15.97 Billion |
+8.21% |
| 2023-03-31 | Rs1.36 Trillion ≈ $14.76 Billion |
+12.71% |
| 2022-03-31 | Rs1.21 Trillion ≈ $13.09 Billion |
+9.58% |
| 2021-03-31 | Rs1.10 Trillion ≈ $11.95 Billion |
+9.93% |
| 2020-03-31 | Rs1.01 Trillion ≈ $10.87 Billion |
-7.78% |
| 2019-03-31 | Rs1.09 Trillion ≈ $11.79 Billion |
-4.20% |
| 2018-03-31 | Rs1.14 Trillion ≈ $12.30 Billion |
+17.71% |
| 2017-03-31 | Rs966.43 Billion ≈ $10.45 Billion |
-5.79% |
| 2016-03-31 | Rs1.03 Trillion ≈ $11.09 Billion |
+4.94% |
| 2015-03-31 | Rs977.53 Billion ≈ $10.57 Billion |
+3.43% |
| 2014-03-31 | Rs945.09 Billion ≈ $10.22 Billion |
+17.43% |
| 2013-03-31 | Rs804.78 Billion ≈ $8.70 Billion |
+10.39% |
| 2012-03-31 | Rs729.05 Billion ≈ $7.88 Billion |
+6.35% |
| 2011-03-31 | Rs685.50 Billion ≈ $7.41 Billion |
+20.97% |
| 2010-03-31 | Rs566.65 Billion ≈ $6.13 Billion |
+36.99% |
| 2009-03-31 | Rs413.64 Billion ≈ $4.47 Billion |
+33.65% |
| 2008-03-31 | Rs309.49 Billion ≈ $3.35 Billion |
+40.91% |
| 2007-03-31 | Rs219.63 Billion ≈ $2.38 Billion |
+18.23% |
| 2006-03-31 | Rs185.77 Billion ≈ $2.01 Billion |
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About Punjab & Sind Bank
Punjab & Sind Bank provides various banking and financial products and services in India. It offers deposit products, including saving accounts, current accounts, salary, fixed deposits. The company also provides loans, such as home, auto, skill education, commercial vehicle, personal, doctor, mortgage, vyapar, e-vahan, gold, mudra, MSME, and agri loans; and SME liquid plus and contractor plus pr… Read more