Punjab & Sind Bank (PSB) - Total Assets
Based on the latest financial reports, Punjab & Sind Bank (PSB) holds total assets worth Rs1.71 Trillion INR (≈ $18.46 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Punjab & Sind Bank book value and equity for net asset value and shareholders' equity analysis.
Punjab & Sind Bank - Total Assets Trend (2006–2025)
This chart illustrates how Punjab & Sind Bank's total assets have evolved over time, based on quarterly financial data.
Punjab & Sind Bank - Asset Composition Analysis
Current Asset Composition (March 2025)
Punjab & Sind Bank's total assets of Rs1.71 Trillion consist of 8.5% current assets and 91.6% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 6.3% |
| Accounts Receivable | Rs29.98 Billion | 1.9% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs17.79 Billion | 1.1% |
| Intangible Assets | Rs0.00 | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2006–2025)
This chart illustrates how Punjab & Sind Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Punjab & Sind Bank.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Punjab & Sind Bank's current assets represent 8.5% of total assets in 2025, a decrease from 12.6% in 2006.
- Cash Position: Cash and equivalents constituted 6.3% of total assets in 2025, up from 0.0% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2006.
- Asset Diversification: The largest asset category is accounts receivable at 1.9% of total assets.
Punjab & Sind Bank Competitors by Total Assets
Key competitors of Punjab & Sind Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
|
VersaBank
TO:VBNK
|
Canada | CA$6.15 Billion |
|
Bank Agris Tbk
JK:AGRS
|
Indonesia | Rp22.51 Trillion |
|
RMB Holdings Ltd
JSE:RMH
|
South Africa | ZAC720.00 Million |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS
|
Indonesia | Rp21.66 Trillion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$42.00 Trillion |
Punjab & Sind Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.05 | 0.07 | 0.07 |
| Quick Ratio | 0.05 | 0.07 | 0.07 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs-1.24 Trillion | Rs-1.02 Trillion | Rs-792.03 Billion |
Punjab & Sind Bank - Advanced Valuation Insights
This section examines the relationship between Punjab & Sind Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.41 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 9.6% |
| Total Assets | Rs1.62 Trillion |
| Market Capitalization | $1.91 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Punjab & Sind Bank's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Punjab & Sind Bank's assets grew by 9.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Punjab & Sind Bank (2006–2025)
The table below shows the annual total assets of Punjab & Sind Bank from 2006 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs1.62 Trillion ≈ $17.50 Billion |
+9.59% |
| 2024-03-31 | Rs1.48 Trillion ≈ $15.97 Billion |
+8.21% |
| 2023-03-31 | Rs1.36 Trillion ≈ $14.76 Billion |
+12.71% |
| 2022-03-31 | Rs1.21 Trillion ≈ $13.09 Billion |
+9.58% |
| 2021-03-31 | Rs1.10 Trillion ≈ $11.95 Billion |
+9.93% |
| 2020-03-31 | Rs1.01 Trillion ≈ $10.87 Billion |
-7.78% |
| 2019-03-31 | Rs1.09 Trillion ≈ $11.79 Billion |
-4.20% |
| 2018-03-31 | Rs1.14 Trillion ≈ $12.30 Billion |
+17.71% |
| 2017-03-31 | Rs966.43 Billion ≈ $10.45 Billion |
-5.79% |
| 2016-03-31 | Rs1.03 Trillion ≈ $11.09 Billion |
+4.94% |
| 2015-03-31 | Rs977.53 Billion ≈ $10.57 Billion |
+3.43% |
| 2014-03-31 | Rs945.09 Billion ≈ $10.22 Billion |
+17.43% |
| 2013-03-31 | Rs804.78 Billion ≈ $8.70 Billion |
+10.39% |
| 2012-03-31 | Rs729.05 Billion ≈ $7.88 Billion |
+6.35% |
| 2011-03-31 | Rs685.50 Billion ≈ $7.41 Billion |
+20.97% |
| 2010-03-31 | Rs566.65 Billion ≈ $6.13 Billion |
+36.99% |
| 2009-03-31 | Rs413.64 Billion ≈ $4.47 Billion |
+33.65% |
| 2008-03-31 | Rs309.49 Billion ≈ $3.35 Billion |
+40.91% |
| 2007-03-31 | Rs219.63 Billion ≈ $2.38 Billion |
+18.23% |
| 2006-03-31 | Rs185.77 Billion ≈ $2.01 Billion |
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About Punjab & Sind Bank
Punjab & Sind Bank provides various banking and financial products and services in India. It offers deposit products, including saving accounts, current accounts, salary, fixed deposits. The company also provides loans, such as home, auto, skill education, commercial vehicle, personal, doctor, mortgage, vyapar, e-vahan, gold, mudra, MSME, and agri loans; and SME liquid plus and contractor plus pr… Read more