Punjab & Sind Bank (PSB) - Total Liabilities
Based on the latest financial reports, Punjab & Sind Bank (PSB) has total liabilities worth Rs1.57 Trillion INR (≈ $16.96 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore PSB operating cash flow to assess how effectively this company generates cash.
Punjab & Sind Bank - Total Liabilities Trend (2006–2025)
This chart illustrates how Punjab & Sind Bank's total liabilities have evolved over time, based on quarterly financial data. Check PSB financial resilience to evaluate the company's liquid asset resilience ratio.
Punjab & Sind Bank Competitors by Total Liabilities
The table below lists competitors of Punjab & Sind Bank ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Vardhman Textiles Limited
NSE:VTL
|
India | Rs29.30 Billion |
|
Getac Technology Corp
TW:3005
|
Taiwan | NT$20.84 Billion |
|
Pitney Bowes Inc
NYSE:PBI
|
USA | $3.97 Billion |
|
Neinor Homes SLU
MC:HOME
|
Spain | €824.37 Million |
|
Badger Infrastructure Solutions Ltd
TO:BDGI
|
Canada | CA$478.47 Million |
|
Harbin Boshi Automation Co Ltd
SHE:002698
|
China | CN¥2.63 Billion |
|
Hammond Power Solutions Inc
TO:HPS-A
|
Canada | CA$238.92 Million |
|
Soitec SA
PA:SOI
|
France | €1.26 Billion |
Liability Composition Analysis (2006–2025)
This chart breaks down Punjab & Sind Bank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see PSB market cap overview.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 11.26 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Punjab & Sind Bank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Punjab & Sind Bank (2006–2025)
The table below shows the annual total liabilities of Punjab & Sind Bank from 2006 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-03-31 | Rs1.48 Trillion ≈ $16.06 Billion |
+12.37% |
| 2024-03-31 | Rs1.32 Trillion ≈ $14.29 Billion |
+8.88% |
| 2023-03-31 | Rs1.21 Trillion ≈ $13.12 Billion |
+13.35% |
| 2022-03-31 | Rs1.07 Trillion ≈ $11.58 Billion |
+4.84% |
| 2021-03-31 | Rs1.02 Trillion ≈ $11.04 Billion |
+7.60% |
| 2020-03-31 | Rs949.07 Billion ≈ $10.26 Billion |
-8.11% |
| 2019-03-31 | Rs1.03 Trillion ≈ $11.17 Billion |
-3.99% |
| 2018-03-31 | Rs1.08 Trillion ≈ $11.63 Billion |
+18.87% |
| 2017-03-31 | Rs905.01 Billion ≈ $9.79 Billion |
-6.32% |
| 2016-03-31 | Rs966.11 Billion ≈ $10.45 Billion |
+4.83% |
| 2015-03-31 | Rs921.57 Billion ≈ $9.97 Billion |
+2.97% |
| 2014-03-31 | Rs894.98 Billion ≈ $9.68 Billion |
+17.96% |
| 2013-03-31 | Rs758.74 Billion ≈ $8.21 Billion |
+10.51% |
| 2012-03-31 | Rs686.56 Billion ≈ $7.42 Billion |
+6.04% |
| 2011-03-31 | Rs647.47 Billion ≈ $7.00 Billion |
+19.79% |
| 2010-03-31 | Rs540.49 Billion ≈ $5.85 Billion |
+37.80% |
| 2009-03-31 | Rs392.23 Billion ≈ $4.24 Billion |
+35.93% |
| 2008-03-31 | Rs288.56 Billion ≈ $3.12 Billion |
+40.37% |
| 2007-03-31 | Rs205.57 Billion ≈ $2.22 Billion |
+15.43% |
| 2006-03-31 | Rs178.10 Billion ≈ $1.93 Billion |
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About Punjab & Sind Bank
Punjab & Sind Bank provides various banking and financial products and services in India. It offers deposit products, including saving accounts, current accounts, salary, fixed deposits. The company also provides loans, such as home, auto, skill education, commercial vehicle, personal, doctor, mortgage, vyapar, e-vahan, gold, mudra, MSME, and agri loans; and SME liquid plus and contractor plus pr… Read more