Transwarranty Finance Limited
Transwarranty Finance Limited, a non-banking finance company, provides financial services in India. The company offers investment banking services, including private equity syndication, mergers and acquisitions, restructuring and structured funding; and corporate finance services, such as financial advice and execution to raise external commercial borrowings, rupee term loan, fund based, and non-… Read more
Transwarranty Finance Limited - Asset Resilience Ratio
Transwarranty Finance Limited (TFL) has an Asset Resilience Ratio of 10.16% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2025)
This chart shows how Transwarranty Finance Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Transwarranty Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹16.69 Million | 1.95% |
| Short-term Investments | ₹70.17 Million | 8.21% |
| Total Liquid Assets | ₹86.86 Million | 10.16% |
Asset Resilience Insights
- Moderate Liquidity: Transwarranty Finance Limited has 10.16% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Transwarranty Finance Limited Industry Peers by Asset Resilience Ratio
Compare Transwarranty Finance Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC |
Mortgage Finance | 0.24% |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC |
Mortgage Finance | 3.98% |
|
Aavas Financiers Limited
NSE:AAVAS |
Mortgage Finance | 18.85% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF |
Mortgage Finance | 0.00% |
|
Aptus Value Housing Finance India Limited
NSE:APTUS |
Mortgage Finance | 3.95% |
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Better Home & Finance Holding Company
NYSE:BETR |
Mortgage Finance | 10.91% |
Annual Asset Resilience Ratio for Transwarranty Finance Limited (2009–2025)
The table below shows the annual Asset Resilience Ratio data for Transwarranty Finance Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 6.13% | ₹61.29 Million | ₹1.00 Billion | +3.62pp |
| 2024-03-31 | 2.51% | ₹24.80 Million | ₹989.72 Million | -25.22pp |
| 2023-03-31 | 27.73% | ₹294.45 Million | ₹1.06 Billion | +17.27pp |
| 2022-03-31 | 10.45% | ₹107.42 Million | ₹1.03 Billion | +2.58pp |
| 2021-03-31 | 7.87% | ₹74.30 Million | ₹944.06 Million | -0.58pp |
| 2020-03-31 | 8.45% | ₹52.27 Million | ₹618.70 Million | +5.20pp |
| 2019-03-31 | 3.25% | ₹23.73 Million | ₹730.73 Million | -3.77pp |
| 2018-03-31 | 7.01% | ₹47.31 Million | ₹674.64 Million | +3.26pp |
| 2017-03-31 | 3.76% | ₹31.88 Million | ₹848.43 Million | +2.53pp |
| 2016-03-31 | 1.23% | ₹9.07 Million | ₹738.92 Million | +1.22pp |
| 2015-03-31 | 0.00% | ₹27.11K | ₹746.29 Million | -47.04pp |
| 2014-03-31 | 47.05% | ₹353.48 Million | ₹751.32 Million | +86.91pp |
| 2013-03-31 | -39.86% | ₹-311.90 Million | ₹782.50 Million | -39.91pp |
| 2012-03-31 | 0.05% | ₹561.91K | ₹1.03 Billion | -7.13pp |
| 2009-03-31 | 7.18% | ₹46.79 Million | ₹651.33 Million | -- |