Union Bank of India
Union Bank of India provides banking products and services in India. It operates in four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company offers savings, salary, and current accounts; term deposits; retail loans comprising home, vehicle, and education, loans; personal, MSME, agriculture, foreign currency, and gold… Read more
Union Bank of India - Asset Resilience Ratio
Union Bank of India (UNIONBANK) has an Asset Resilience Ratio of -4.76% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2024)
This chart shows how Union Bank of India's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Union Bank of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹-667.44 Billion | -4.76% |
| Total Liquid Assets | ₹-667.44 Billion | -4.76% |
Asset Resilience Insights
- Limited Liquidity: Union Bank of India maintains only -4.76% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Union Bank of India Industry Peers by Asset Resilience Ratio
Compare Union Bank of India's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Bank of Qingdao Co Ltd
SHE:002948 |
Banks - Regional | 1.86% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
Annual Asset Resilience Ratio for Union Bank of India (2020–2024)
The table below shows the annual Asset Resilience Ratio data for Union Bank of India.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | -3.61% | ₹-506.26 Billion | ₹14.02 Trillion | +4.91pp |
| 2023-03-31 | -8.52% | ₹-1.10 Trillion | ₹12.88 Trillion | -4.97pp |
| 2022-03-31 | -3.55% | ₹-423.31 Billion | ₹11.94 Trillion | -0.40pp |
| 2021-03-31 | -3.15% | ₹-340.99 Billion | ₹10.82 Trillion | +0.11pp |
| 2020-03-31 | -3.26% | ₹-181.14 Billion | ₹5.56 Trillion | -- |