Better Home & Finance Holding Company

NYSE:BETR USA Mortgage Finance
Market Cap
$430.66 Million
Market Cap Rank
#12032 Global
#5259 in USA
Share Price
$45.44
Change (1 day)
-9.03%
52-Week Range
$10.07 - $86.07
All Time High
$2479.00
About

Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise GSE conforming loans, U.S. Federal Housing Administration FHA insured loans, U.S. Department of Veterans Affairs VA guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It … Read more

Better Home & Finance Holding Company - Asset Resilience Ratio

Latest as of June 2025: 10.91%

Better Home & Finance Holding Company (BETR) has an Asset Resilience Ratio of 10.91% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
$134.39 Million
Cash + Short-term Investments
Total Assets
$1.23 Billion
All company assets
Resilience Assessment
Moderate
Financial Resilience Level

Asset Resilience Ratio Trend (2022–2024)

This chart shows how Better Home & Finance Holding Company's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Better Home & Finance Holding Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $134.39 Million 10.91%
Total Liquid Assets $134.39 Million 10.91%

Asset Resilience Insights

  • Moderate Liquidity: Better Home & Finance Holding Company has 10.91% of assets in liquid form.
  • While adequate for normal operations, this level may limit flexibility during economic stress.
  • The company has significant short-term investments, indicating active treasury management.

Better Home & Finance Holding Company Industry Peers by Asset Resilience Ratio

Compare Better Home & Finance Holding Company's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
PennyMac Financial Services Inc
F:1AC
Mortgage Finance 0.24%
Aadhar Housing Finance Ltd
NSE:AADHARHFC
Mortgage Finance 3.98%
Aavas Financiers Limited
NSE:AAVAS
Mortgage Finance 18.85%
Australian Finance Group Ltd
AU:AFG
Mortgage Finance 0.00%
Atrium Mortgage Investment Corporation
PINK:AMIVF
Mortgage Finance 0.00%
Aptus Value Housing Finance India Limited
NSE:APTUS
Mortgage Finance 3.95%
Bajaj Housing Finance
NSE:BAJAJHFL
Mortgage Finance 0.00%
Eastside Distilling, Inc.
NASDAQ:BLNE
Mortgage Finance 212742.86%

Annual Asset Resilience Ratio for Better Home & Finance Holding Company (2022–2024)

The table below shows the annual Asset Resilience Ratio data for Better Home & Finance Holding Company.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 5.89% $53.77 Million $913.06 Million +3.06pp
2023-12-31 2.83% $25.60 Million $905.55 Million --
2022-12-31 0.00% $0.00 $1.09 Billion --
pp = percentage points