Grupo Cibest S.A. (CIB) — Defensive Interval Ratio

Latest as of December 2025: 1784 days

Grupo Cibest S.A. (CIB) has a Defensive Interval Ratio of 1784 days as of December 2025. Defensive assets of $3.30 Trillion (cash $-, short-term investments $2.66 Trillion, receivables $643.35 Billion) cover 1784 days of daily cash needs of $1.85 Billion/day. Check tangible equity quality of Grupo Cibest S.A. to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1784 days
Days of operational coverage

Defensive Assets

$3.30 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

$1.85 Billion
Current Liabilities ÷ 365

Current Liabilities

$675.32 Billion
USD

Grupo Cibest S.A. Defensive Interval Ratio (1998–2025)

This chart shows how Grupo Cibest S.A.'s Defensive Interval Ratio has evolved across 28 annual periods from 1998 to 2025. As of December 2025, the ratio stands at 1784 days, meaning defensive assets of $3.30 Trillion can fund 1784 days of operations without new revenue. Also explore Grupo Cibest S.A. (CIB) equity growth momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Grupo Cibest S.A. (1998–2025)

The table below presents the year-by-year Defensive Interval Ratio for Grupo Cibest S.A. from 1998 to 2025, covering 28 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Grupo Cibest S.A. (CIB) total market value.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 1784 days $3.30 Trillion $1.85 Billion/day $- $2.66 Trillion ▲ +1745 days
2024 39 days $31.39 Trillion $797.90 Billion/day $- $2.94 Trillion ▲ +18147 days
2023 -18108 days $-31.48 Trillion $1.74 Billion/day $- $-59.93 Trillion ▼ -18173 days
2022 65 days $1.07 Trillion $16.49 Billion/day $- $- ▼ -164 days
2021 229 days $2.49 Trillion $10.91 Billion/day $- $850.69 Billion ▲ +52 days
2020 177 days $1.53 Trillion $8.63 Billion/day $- $322.16 Billion ▼ -223 days
2019 400 days $3.82 Trillion $9.55 Billion/day $- $3.02 Trillion ▲ +339 days
2018 61 days $24.69 Trillion $404.03 Billion/day $- $654.21 Billion ▼ -4 days
2017 66 days $24.75 Trillion $377.48 Billion/day $- $1.76 Trillion ▼ -2 days
2016 68 days $23.88 Trillion $352.06 Billion/day $- $1.61 Trillion ▲ +1 days
2015 66 days $22.69 Trillion $341.60 Billion/day $- $1.39 Trillion ▼ -3 days
2014 69 days $18.58 Trillion $269.49 Billion/day $- $154.08 Billion ▲ +2 days
2013 67 days $16.38 Trillion $243.94 Billion/day $- $141.20 Billion ▲ +9 days
2012 58 days $10.68 Trillion $184.77 Billion/day $- $152.48 Billion ▼ -538 days
2011 595 days $9.62 Trillion $16.16 Billion/day $- $910.69 Billion ▲ +586 days
2010 9 days $1.12 Trillion $125.52 Billion/day $- $432.02 Million ▼ -19 days
2009 28 days $3.53 Trillion $125.48 Billion/day $- $2.39 Trillion ▲ +17 days
2008 11 days $1.34 Trillion $124.09 Billion/day $- $793.01 Million ▼ -282 days
2007 293 days $1.60 Trillion $5.48 Billion/day $- $787.50 Million ▲ +279 days
2006 14 days $985.41 Billion $72.72 Billion/day $- $212.56 Million ▲ +10 days
2005 3 days $198.55 Billion $61.65 Billion/day $- $213.71 Million ▼ 0 days
2004 3 days $121.03 Billion $35.69 Billion/day $- $204.17 Million ▼ -5 days
2003 8 days $261.43 Billion $31.61 Billion/day $- $211.36 Million ▼ -1 days
2002 10 days $263.68 Billion $27.06 Billion/day $- $71.00 Million ▲ +2 days
2001 8 days $184.58 Billion $22.65 Billion/day $- $74.00 Million ▲ +2 days
2000 6 days $105.28 Billion $18.61 Billion/day $- $131.00 Million ▼ -7 days
1999 13 days $205.99 Billion $16.06 Billion/day $- $- ▼ -8 days
1998 21 days $327.50 Billion $15.68 Billion/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)