CNFinance Holdings Ltd (CNF) — Defensive Interval Ratio
CNFinance Holdings Ltd (CNF) has a Defensive Interval Ratio of 11 days as of March 2026. Defensive assets of $110.88 Million (cash $-, short-term investments $28.40 Million, receivables $82.47 Million) cover 11 days of daily cash needs of $9.82 Million/day. See CNF working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
CNFinance Holdings Ltd Defensive Interval Ratio (2016–2025)
This chart shows how CNFinance Holdings Ltd's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 11 days, meaning defensive assets of $110.88 Million can fund 11 days of operations without new revenue. See CNF net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for CNFinance Holdings Ltd (2016–2025)
The table below presents the year-by-year Defensive Interval Ratio for CNFinance Holdings Ltd from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see CNF market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 12 days | $110.88 Million | $9.07 Million/day | $- | $28.40 Million | ▼ -102 days |
| 2024 | 114 days | $2.21 Billion | $19.39 Million/day | $1.17 Billion | $38.70 Million | ▼ -25 days |
| 2023 | 139 days | $2.72 Billion | $19.62 Million/day | $2.00 Billion | $146.49 Million | ▼ -33568606 days |
| 2022 | 33568745 days | $11.32 Trillion | $337.30K/day | $1.77 Billion | $11.32 Trillion | ▲ +33568745 days |
| 2021 | 0 days | $3.59 Billion | $424.54 Billion/day | $2.23 Billion | $1.09 Billion | ▼ -6 days |
| 2020 | 6 days | $2.42 Billion | $424.13 Million/day | $1.96 Billion | $418.14 Million | ▲ +6 days |
| 2019 | 0 days | $2.43 Billion | $375.16 Billion/day | $1.71 Billion | $654.33 Million | ▲ +0 days |
| 2018 | 0 days | $3.89 Billion | $1.89 Trillion/day | $3.16 Billion | $682.25 Million | ▼ -47 days |
| 2017 | 47 days | $1.61 Billion | $34.50 Million/day | $1.19 Billion | $360.19 Million | ▲ +26 days |
| 2016 | 21 days | $339.91 Million | $16.43 Million/day | $233.14 Million | $62.87 Million | — |