CoastalSouth Bancshares, Inc. Asset Resilience Ratio

Latest as of March 2026: 16.82%

CoastalSouth Bancshares, Inc. asset resilience ratio. CoastalSouth Bancshares, Inc. (COSO) has an Asset Resilience Ratio of 16.82% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See COSO defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$395.02 Million

Cash + Short-term Investments

Total Assets

$2.35 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio of CoastalSouth Bancshares, Inc. (2015–2025)

Asset resilience ratio of CoastalSouth Bancshares, Inc. from 2015 to 2025. This chart shows how CoastalSouth Bancshares, Inc.'s Asset Resilience Ratio has changed over time. Read COSO total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down CoastalSouth Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see COSO total asset value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$395.02 Million	16.82%
Total Liquid Assets	$395.02 Million	16.82%

Asset Resilience Insights

Good Liquidity Position: CoastalSouth Bancshares, Inc. maintains a healthy 16.82% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

CoastalSouth Bancshares, Inc. Industry Peers by Asset Resilience Ratio

Compare CoastalSouth Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Societe Generale S.A. PA:GLE	Banks - Regional	11.25%
Itau Unibanco Banco Holding SA NYSE:ITUB	Banks - Regional	3.55%
Spar Nord Bank CO:SPNO	Banks - Regional	-3.96%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
Bank Ina Perdana PT JK:BINA	Banks - Regional	-30.89%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%

CoastalSouth Bancshares, Inc. Asset Resilience Ratio by Year (2015–2025)

CoastalSouth Bancshares, Inc. asset resilience ratio by year from 2015 to 2025. The table below shows the annual Asset Resilience Ratio data for CoastalSouth Bancshares, Inc..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	14.71%	$339.26 Million	$2.31 Billion	-1.27pp
2024-12-31	15.97%	$335.27 Million	$2.10 Billion	-2.94pp
2023-12-31	18.92%	$383.75 Million	$2.03 Billion	-1.56pp
2022-12-31	20.47%	$375.76 Million	$1.84 Billion	-10.69pp
2021-12-31	31.16%	$502.24 Million	$1.61 Billion	+20.74pp
2020-12-31	10.42%	$119.56 Million	$1.15 Billion	+1.76pp
2019-12-31	8.66%	$61.38 Million	$708.49 Million	-1.59pp
2018-12-31	10.25%	$59.87 Million	$584.11 Million	-0.05pp
2017-12-31	10.30%	$54.79 Million	$531.97 Million	+0.24pp
2016-12-31	10.06%	$41.59 Million	$413.52 Million	--
2015-12-31	0.00%	$0.00	$411.71 Million	--

pp = percentage points

About CoastalSouth Bancshares, Inc.

NYSE:COSO USA Banks - Regional

Market Cap

$346.02 Million

Market Cap Rank

#14199 Global

#3407 in USA

Share Price

$28.75

Change (1 day)

+1.91%

52-Week Range

$25.34 - $28.75

All Time High

$28.75