CoastalSouth Bancshares, Inc. - Asset Resilience Ratio
CoastalSouth Bancshares, Inc. (COSO) has an Asset Resilience Ratio of 16.82% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of CoastalSouth Bancshares, Inc. to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how CoastalSouth Bancshares, Inc.'s Asset Resilience Ratio has changed over time. See COSO equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down CoastalSouth Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of CoastalSouth Bancshares, Inc..
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $395.02 Million | 16.82% |
| Total Liquid Assets | $395.02 Million | 16.82% |
Asset Resilience Insights
- Good Liquidity Position: CoastalSouth Bancshares, Inc. maintains a healthy 16.82% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
CoastalSouth Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare CoastalSouth Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Kreditbanken A/S
CO:KRE |
Banks - Regional | 0.05% |
|
Nu Holdings Ltd
NYSE:NU |
Banks - Regional | 1.52% |
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
Bank Mandiri Persero Tbk PT
JK:BMRI |
Banks - Regional | -0.12% |
|
Axos Financial Inc
NYSE:AX |
Banks - Regional | 0.21% |
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
King’s Town Bank
TW:2809 |
Banks - Regional | -9.61% |
Annual Asset Resilience Ratio for CoastalSouth Bancshares, Inc. (2015–2025)
The table below shows the annual Asset Resilience Ratio data for CoastalSouth Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 14.71% | $339.26 Million | $2.31 Billion | -1.27pp |
| 2024-12-31 | 15.97% | $335.27 Million | $2.10 Billion | -2.94pp |
| 2023-12-31 | 18.92% | $383.75 Million | $2.03 Billion | -1.56pp |
| 2022-12-31 | 20.47% | $375.76 Million | $1.84 Billion | -10.69pp |
| 2021-12-31 | 31.16% | $502.24 Million | $1.61 Billion | +20.74pp |
| 2020-12-31 | 10.42% | $119.56 Million | $1.15 Billion | +1.76pp |
| 2019-12-31 | 8.66% | $61.38 Million | $708.49 Million | -1.59pp |
| 2018-12-31 | 10.25% | $59.87 Million | $584.11 Million | -0.05pp |
| 2017-12-31 | 10.30% | $54.79 Million | $531.97 Million | +0.24pp |
| 2016-12-31 | 10.06% | $41.59 Million | $413.52 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $411.71 Million | -- |
About CoastalSouth Bancshares, Inc.
CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products. It offers commercial loans, such as acquis… Read more