CoastalSouth Bancshares, Inc. (COSO) — Defensive Interval Ratio

Latest as of March 2026: 70 days

CoastalSouth Bancshares, Inc. (COSO) has a Defensive Interval Ratio of 70 days as of March 2026. Defensive assets of $395.02 Million (cash $-, short-term investments $395.02 Million, receivables $-) cover 70 days of daily cash needs of $5.64 Million/day. See net assets of CoastalSouth Bancshares, Inc. for net asset value and shareholders' equity analysis.

Defensive Interval Ratio

70 days
Days of operational coverage

Defensive Assets

$395.02 Million
Cash + ST Investments + Receivables

Daily Cash Need

$5.64 Million
Current Liabilities ÷ 365

Current Liabilities

$2.06 Billion
USD

CoastalSouth Bancshares, Inc. Defensive Interval Ratio (2015–2025)

This chart shows how CoastalSouth Bancshares, Inc.'s Defensive Interval Ratio has evolved across 11 annual periods from 2015 to 2025. As of March 2026, the ratio stands at 70 days, meaning defensive assets of $395.02 Million can fund 70 days of operations without new revenue. Explore CoastalSouth Bancshares, Inc. cash flow conversion to assess how effectively this company generates cash.

Annual Defensive Interval Ratio for CoastalSouth Bancshares, Inc. (2015–2025)

The table below presents the year-by-year Defensive Interval Ratio for CoastalSouth Bancshares, Inc. from 2015 to 2025, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see COSO market cap.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 242 days $349.29 Million $1.44 Million/day $- $339.26 Million ▲ +140 days
2024 102 days $344.97 Million $3.39 Million/day $- $335.27 Million ▲ +18 days
2023 84 days $406.59 Million $4.86 Million/day $- $383.75 Million ▼ -6 days
2022 89 days $383.62 Million $4.29 Million/day $- $375.76 Million ▼ -39 days
2021 129 days $506.16 Million $3.93 Million/day $- $502.24 Million ▲ +78 days
2020 50 days $123.31 Million $2.44 Million/day $- $119.56 Million ▲ +12 days
2019 39 days $63.55 Million $1.65 Million/day $- $61.38 Million ▼ -6 days
2018 44 days $62.13 Million $1.41 Million/day $- $59.87 Million ▼ -8 days
2017 52 days $56.85 Million $1.09 Million/day $- $54.79 Million ▲ +3 days
2016 49 days $45.38 Million $931.21K/day $- $41.59 Million ▲ +44 days
2015 5 days $2.00 Million $443.25K/day $- $0.00
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)