CoastalSouth Bancshares, Inc. (COSO) — Cash Flow Quality Index
CoastalSouth Bancshares, Inc. (COSO) has a Cash Flow Quality Index of -3.26x as of March 2026. Operating cash flow of $-20.61 Million is below net income of $6.33 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore CoastalSouth Bancshares, Inc. cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
CoastalSouth Bancshares, Inc. Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for CoastalSouth Bancshares, Inc. across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does CoastalSouth Bancshares, Inc. generate cash.
Annual Cash Flow Quality Index for CoastalSouth Bancshares, Inc. (2015–2025)
Year-by-year earnings quality comparison for CoastalSouth Bancshares, Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.54x | $63.13 Million | $24.89 Million | ▲ +538.5% |
| 2024 | -0.58x | $-12.67 Million | $21.90 Million | ▼ -138.1% |
| 2023 | 1.52x | $37.14 Million | $24.48 Million | ▼ -67.0% |
| 2022 | 4.59x | $83.54 Million | $18.19 Million | ▼ -20.2% |
| 2021 | 5.75x | $70.88 Million | $12.32 Million | ▲ +279.9% |
| 2020 | -3.20x | $-20.36 Million | $6.37 Million | ▲ +78.0% |
| 2019 | -14.55x | $-37.88 Million | $2.60 Million | ▼ -164.1% |
| 2016 | -5.51x | $-7.92 Million | $1.44 Million | ▼ -371.3% |
| 2015 | 2.03x | $2.82 Million | $1.39 Million | — |