HCI Group Inc
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in the United States. It operates through Insurance Operations, TypTap Group, Reciprocal Exchange Operations, and Real Estate Operations segments. The company provides residential insurance products, such as homeowne… Read more
HCI Group Inc - Asset Resilience Ratio
HCI Group Inc (HCI) has an Asset Resilience Ratio of 50.49% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2024)
This chart shows how HCI Group Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down HCI Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $987.93 Million | 42.1% |
| Short-term Investments | $196.93 Million | 8.39% |
| Total Liquid Assets | $1.18 Billion | 50.49% |
Asset Resilience Insights
- Very High Liquidity: HCI Group Inc maintains exceptional liquid asset reserves at 50.49% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
HCI Group Inc Industry Peers by Asset Resilience Ratio
Compare HCI Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for HCI Group Inc (2007–2024)
The table below shows the annual Asset Resilience Ratio data for HCI Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 47.25% | $1.05 Billion | $2.23 Billion | +4.71pp |
| 2023-12-31 | 42.54% | $770.50 Million | $1.81 Billion | +2.68pp |
| 2022-12-31 | 39.86% | $718.76 Million | $1.80 Billion | -17.20pp |
| 2021-12-31 | 57.06% | $671.53 Million | $1.18 Billion | +3.62pp |
| 2020-12-31 | 53.44% | $503.06 Million | $941.31 Million | -0.45pp |
| 2019-12-31 | 53.89% | $432.55 Million | $802.61 Million | -4.78pp |
| 2018-12-31 | 58.67% | $488.66 Million | $832.86 Million | -6.90pp |
| 2017-12-31 | 65.57% | $552.28 Million | $842.26 Million | -9.02pp |
| 2016-12-31 | 74.59% | $499.81 Million | $670.06 Million | +47.39pp |
| 2015-12-31 | 27.20% | $173.25 Million | $636.99 Million | +3.51pp |
| 2014-12-31 | 23.69% | $142.63 Million | $602.21 Million | -0.98pp |
| 2013-12-31 | 24.66% | $129.80 Million | $526.32 Million | +11.41pp |
| 2012-12-31 | 13.25% | $44.83 Million | $338.29 Million | -2.87pp |
| 2011-12-31 | 16.13% | $34.64 Million | $214.82 Million | -4.14pp |
| 2010-12-31 | 20.27% | $28.56 Million | $140.95 Million | +11.91pp |
| 2009-12-31 | 8.36% | $11.52 Million | $137.89 Million | -12.54pp |
| 2008-12-31 | 20.90% | $27.58 Million | $131.99 Million | -21.75pp |
| 2007-12-31 | 42.64% | $17.05 Million | $39.99 Million | -- |