KB Financial Group Inc (KB) — Cash Flow Quality Index
KB Financial Group Inc (KB) has a Cash Flow Quality Index of -5.61x as of June 2026. Operating cash flow of $-11.41 Trillion is below net income of $2.03 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore debt repayment capacity of KB Financial Group Inc to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
KB Financial Group Inc Cash Flow Quality Index (1999–2025)
Historical Cash Flow Quality Index for KB Financial Group Inc across 26 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see KB Financial Group Inc operating cash flow efficiency.
Annual Cash Flow Quality Index for KB Financial Group Inc (1999–2025)
Year-by-year earnings quality comparison for KB Financial Group Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.72x | $4.23 Trillion | $5.84 Trillion | ▼ -9.5% |
| 2024 | 0.80x | $4.02 Trillion | $5.03 Trillion | ▼ -11.9% |
| 2023 | 0.91x | $4.11 Trillion | $4.53 Trillion | ▼ -33.4% |
| 2022 | 1.36x | $5.69 Trillion | $4.17 Trillion | ▲ +189.2% |
| 2021 | -1.53x | $-6.70 Trillion | $4.38 Trillion | ▲ +53.6% |
| 2020 | -3.30x | $-11.54 Trillion | $3.50 Trillion | ▼ -216.1% |
| 2019 | 2.84x | $9.40 Trillion | $3.31 Trillion | ▲ +197.0% |
| 2018 | -2.93x | $-8.96 Trillion | $3.06 Trillion | ▼ -102.3% |
| 2017 | -1.45x | $-4.84 Trillion | $3.34 Trillion | ▼ -381.6% |
| 2016 | 0.51x | $1.12 Trillion | $2.19 Trillion | ▼ -59.6% |
| 2015 | 1.27x | $2.19 Trillion | $1.73 Trillion | ▼ -45.2% |
| 2014 | 2.32x | $3.28 Trillion | $1.42 Trillion | ▲ +146.5% |
| 2013 | -4.98x | $-6.35 Trillion | $1.27 Trillion | ▼ -215.8% |
| 2012 | 4.30x | $7.64 Trillion | $1.78 Trillion | ▲ +363.9% |
| 2011 | -1.63x | $-4.01 Trillion | $2.46 Trillion | ▼ -102.4% |
| 2010 | 66.67x | $14.66 Trillion | $219.91 Billion | ▲ +1134.6% |
| 2009 | 5.40x | $3.88 Trillion | $718.57 Billion | ▲ +110.2% |
| 2008 | 2.57x | $3.42 Trillion | $1.33 Trillion | ▲ +434.3% |
| 2007 | 0.48x | $1.81 Trillion | $3.76 Trillion | ▼ -63.6% |
| 2006 | 1.32x | $3.89 Trillion | $2.95 Trillion | ▼ -23.1% |
| 2005 | 1.72x | $4.61 Trillion | $2.69 Trillion | ▼ -63.8% |
| 2004 | 4.74x | $4.72 Trillion | $996.77 Billion | ▼ -1.1% |
| 2002 | 4.79x | $6.00 Trillion | $1.25 Trillion | ▲ +63.3% |
| 2001 | 2.93x | $2.91 Trillion | $992.30 Billion | ▼ -26.8% |
| 2000 | 4.01x | $2.38 Trillion | $594.54 Billion | ▲ +995.2% |
| 1999 | 0.37x | $197.98 Billion | $540.66 Billion | — |