Klarna Group plc Asset Resilience Ratio
Klarna Group plc asset resilience ratio. Klarna Group plc (KLAR) has an Asset Resilience Ratio of 6.62% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See KLAR defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Klarna Group plc (2016–2025)
Asset resilience ratio of Klarna Group plc from 2016 to 2025. This chart shows how Klarna Group plc's Asset Resilience Ratio has changed over time. Read debt load of Klarna Group plc for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Klarna Group plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see KLAR total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.19 Billion | 6.62% |
| Total Liquid Assets | $1.19 Billion | 6.62% |
Asset Resilience Insights
- Limited Liquidity: Klarna Group plc maintains only 6.62% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Klarna Group plc Industry Peers by Asset Resilience Ratio
Compare Klarna Group plc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Klarna Group plc Asset Resilience Ratio by Year (2016–2025)
Klarna Group plc asset resilience ratio by year from 2016 to 2025. The table below shows the annual Asset Resilience Ratio data for Klarna Group plc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.18% | $786.00 Million | $18.80 Billion | +1.67pp |
| 2024-12-31 | 2.51% | $347.00 Million | $13.80 Billion | -6.04pp |
| 2022-12-31 | 8.56% | $1.03 Billion | $12.01 Billion | -0.56pp |
| 2021-12-31 | 9.12% | $1.08 Billion | $11.81 Billion | +0.68pp |
| 2020-12-31 | 8.44% | $634.44 Million | $7.51 Billion | +2.15pp |
| 2019-12-31 | 6.29% | $268.09 Million | $4.26 Billion | -4.64pp |
| 2018-12-31 | 10.93% | $347.99 Million | $3.18 Billion | +1.22pp |
| 2017-12-31 | 9.71% | $225.24 Million | $2.32 Billion | +1.92pp |
| 2016-12-31 | 7.79% | $103.39 Million | $1.33 Billion | -- |
About Klarna Group plc
Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amo… Read more