Klarna Group plc - Asset Resilience Ratio
Klarna Group plc (KLAR) has an Asset Resilience Ratio of 6.62% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Klarna Group plc's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Klarna Group plc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see KLAR total assets.
Liquid Assets Composition Over Time
This chart breaks down Klarna Group plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore KLAR long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.19 Billion | 6.62% |
| Total Liquid Assets | $1.19 Billion | 6.62% |
Asset Resilience Insights
- Limited Liquidity: Klarna Group plc maintains only 6.62% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Klarna Group plc Industry Peers by Asset Resilience Ratio
Compare Klarna Group plc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Blender Financial Technologies Ltd
TA:BLND |
Credit Services | 1.42% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for Klarna Group plc (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Klarna Group plc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.18% | $786.00 Million | $18.80 Billion | +1.67pp |
| 2024-12-31 | 2.51% | $347.00 Million | $13.80 Billion | -6.04pp |
| 2022-12-31 | 8.56% | $1.03 Billion | $12.01 Billion | -0.56pp |
| 2021-12-31 | 9.12% | $1.08 Billion | $11.81 Billion | +0.68pp |
| 2020-12-31 | 8.44% | $634.44 Million | $7.51 Billion | +2.15pp |
| 2019-12-31 | 6.29% | $268.09 Million | $4.26 Billion | -4.64pp |
| 2018-12-31 | 10.93% | $347.99 Million | $3.18 Billion | +1.22pp |
| 2017-12-31 | 9.71% | $225.24 Million | $2.32 Billion | +1.92pp |
| 2016-12-31 | 7.79% | $103.39 Million | $1.33 Billion | -- |
About Klarna Group plc
Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amo… Read more