Klarna Group plc - Asset Resilience Ratio

Latest as of June 2025: 3.16%

Klarna Group plc (KLAR) has an Asset Resilience Ratio of 3.16% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$607.00 Million
Cash + Short-term Investments

Total Assets

$19.19 Billion
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2016–2024)

This chart shows how Klarna Group plc's Asset Resilience Ratio has changed over time. Check how strategically is Klarna Group plc's equity deployed to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Klarna Group plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Klarna Group plc market capitalisation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $607.00 Million 3.16%
Total Liquid Assets $607.00 Million 3.16%

Asset Resilience Insights

  • Limited Liquidity: Klarna Group plc maintains only 3.16% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Klarna Group plc Industry Peers by Asset Resilience Ratio

Compare Klarna Group plc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Shenzhen Ysstech Info-Tech Co Ltd
SHE:300377
Software - Infrastructure 5.73%
Topsec Technologies Group Inc
SHE:002212
Software - Infrastructure 0.15%
Beijing Shenzhou Aerospace Software Technology Co. Ltd. A
SHG:688562
Software - Infrastructure 5.09%
SEEING MACHINES LTD
F:M2Z
Software - Infrastructure 0.20%
WORLDLINE S.A. UNSP.ADR
F:WO60
Software - Infrastructure 0.34%
Findi Ltd
AU:FND
Software - Infrastructure 3.96%
Quickfee Ltd
AU:QFE
Software - Infrastructure 18.43%
Spirent Communications plc
LSE:SPT
Software - Infrastructure 0.01%

Annual Asset Resilience Ratio for Klarna Group plc (2016–2024)

The table below shows the annual Asset Resilience Ratio data for Klarna Group plc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 2.51% $347.00 Million $13.80 Billion -6.04pp
2022-12-31 8.56% $1.03 Billion $12.01 Billion -0.56pp
2021-12-31 9.12% $1.08 Billion $11.81 Billion +0.68pp
2020-12-31 8.44% $634.44 Million $7.51 Billion +2.15pp
2019-12-31 6.29% $268.09 Million $4.26 Billion -4.64pp
2018-12-31 10.93% $347.99 Million $3.18 Billion +1.22pp
2017-12-31 9.71% $225.24 Million $2.32 Billion +1.92pp
2016-12-31 7.79% $103.39 Million $1.33 Billion --
pp = percentage points

About Klarna Group plc

NYSE:KLAR USA Software - Infrastructure
Market Cap
$7.48 Billion
Market Cap Rank
#2711 Global
#976 in USA
Share Price
$19.80
Change (1 day)
+4.54%
52-Week Range
$12.27 - $45.48
All Time High
$45.48
About

Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment and marketing solutions to consumers and merchants. It also offers Klarna App, card, bank accounts, open banking, and marketing services. The company was formerly known as Klarna UK II plc and changed its name to Kl… Read more