Klarna Group plc - Asset Resilience Ratio
Klarna Group plc (KLAR) has an Asset Resilience Ratio of 3.16% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Klarna Group plc to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how Klarna Group plc's Asset Resilience Ratio has changed over time. See Klarna Group plc (KLAR) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Klarna Group plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Klarna Group plc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $607.00 Million | 3.16% |
| Total Liquid Assets | $607.00 Million | 3.16% |
Asset Resilience Insights
- Limited Liquidity: Klarna Group plc maintains only 3.16% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Klarna Group plc Industry Peers by Asset Resilience Ratio
Compare Klarna Group plc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shanghai Precise Packaging Co Ltd
SHE:300442 |
Software - Infrastructure | 0.36% |
|
kakaopay Corp.
KO:377300 |
Software - Infrastructure | 47.13% |
|
Inesa Intelligent Tech Inc A
SHG:600602 |
Software - Infrastructure | 1.50% |
|
Wiscom System Co Ltd
SHE:002090 |
Software - Infrastructure | 15.11% |
|
Razor Labs Ltd
TA:RZR |
Software - Infrastructure | 32.79% |
|
RAIZ Invest Ltd
AU:RZI |
Software - Infrastructure | 1.21% |
|
Orion Digital Corp.
TO:ORIO |
Software - Infrastructure | 18.60% |
|
IXUP Ltd
AU:IXU |
Software - Infrastructure | 0.74% |
Annual Asset Resilience Ratio for Klarna Group plc (2016–2024)
The table below shows the annual Asset Resilience Ratio data for Klarna Group plc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.51% | $347.00 Million | $13.80 Billion | -6.04pp |
| 2022-12-31 | 8.56% | $1.03 Billion | $12.01 Billion | -0.56pp |
| 2021-12-31 | 9.12% | $1.08 Billion | $11.81 Billion | +0.68pp |
| 2020-12-31 | 8.44% | $634.44 Million | $7.51 Billion | +2.15pp |
| 2019-12-31 | 6.29% | $268.09 Million | $4.26 Billion | -4.64pp |
| 2018-12-31 | 10.93% | $347.99 Million | $3.18 Billion | +1.22pp |
| 2017-12-31 | 9.71% | $225.24 Million | $2.32 Billion | +1.92pp |
| 2016-12-31 | 7.79% | $103.39 Million | $1.33 Billion | -- |
About Klarna Group plc
Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment and marketing solutions to consumers and merchants. It also offers Klarna App, card, bank accounts, open banking, and marketing services. The company was formerly known as Klarna UK II plc and changed its name to Kl… Read more