Klarna Group plc (KLAR) — Financial Flexibility Index

Latest as of September 2025: 0.03x

Klarna Group plc (KLAR) has a Financial Flexibility Index of 0.03x as of September 2025. Free cash flow of $472.00 Million (operating CF $472.00 Million minus capex $0.00) represents 0% of total liabilities ($18.16 Billion). Check KLAR capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

$472.00 Million
Operating CF − Capex

Total Liabilities

$18.16 Billion
USD

Capital Expenditures

$0.00
USD

Klarna Group plc Financial Flexibility Index (2016–2024)

Historical Financial Flexibility Index trend for Klarna Group plc across 9 annual periods. See Klarna Group plc (KLAR) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Klarna Group plc (2016–2024)

Year-by-year free cash flow to debt coverage for Klarna Group plc. For the full company profile including market capitalisation, see KLAR market cap.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.05x $632.00 Million $587.00 Million $11.55 Billion ▼ -29.2%
2023 0.08x $893.00 Million $808.00 Million $11.55 Billion ▲ +69.9%
2022 0.05x $441.00 Million $336.00 Million $9.69 Billion ▲ +222.4%
2021 -0.04x $-338.39 Million $-365.47 Million $9.10 Billion ▼ -204.2%
2020 0.04x $206.01 Million $198.24 Million $5.77 Billion ▲ +113.0%
2019 -0.27x $-883.03 Million $-902.92 Million $3.23 Billion ▼ -921.9%
2018 0.03x $87.75 Million $81.72 Million $2.64 Billion ▲ +119.2%
2017 -0.17x $-312.54 Million $-316.54 Million $1.80 Billion ▼ -451.3%
2016 0.05x $50.37 Million $47.65 Million $1.02 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities