Klarna Group plc (KLAR) — Defensive Interval Ratio

Latest as of March 2026: 303 days

Klarna Group plc (KLAR) has a Defensive Interval Ratio of 303 days as of March 2026. Defensive assets of $11.46 Billion (cash $-, short-term investments $1.19 Billion, receivables $10.27 Billion) cover 303 days of daily cash needs of $37.77 Million/day.

Defensive Interval Ratio

303 days
Days of operational coverage

Defensive Assets

$11.46 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$37.77 Million
Current Liabilities ÷ 365

Current Liabilities

$13.79 Billion
USD

Klarna Group plc Defensive Interval Ratio (2016–2025)

This chart shows how Klarna Group plc's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 303 days, meaning defensive assets of $11.46 Billion can fund 303 days of operations without new revenue. For the complete balance sheet picture, see total assets of Klarna Group plc.

Annual Defensive Interval Ratio for Klarna Group plc (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for Klarna Group plc from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See KLAR working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 316 days $12.61 Billion $39.93 Million/day $- $786.00 Million ▲ +5 days
2024 310 days $7.87 Billion $25.35 Million/day $- $347.00 Million ▼ -14 days
2023 324 days $9.00 Billion $27.74 Million/day $- $- ▼ -127 days
2022 451 days $8.32 Billion $18.45 Million/day $- $1.03 Billion ▲ +382 days
2021 70 days $1.08 Billion $15.50 Million/day $- $1.08 Billion ▲ +8 days
2020 61 days $634.44 Million $10.32 Million/day $- $634.44 Million ▲ +12 days
2019 49 days $268.09 Million $5.46 Million/day $- $268.09 Million ▼ -40 days
2018 89 days $347.99 Million $3.92 Million/day $- $347.99 Million ▲ +3 days
2017 85 days $225.24 Million $2.64 Million/day $- $225.24 Million ▲ +18 days
2016 68 days $103.39 Million $1.53 Million/day $- $103.39 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)