Origin Bancorp, Inc. (OBK) — Defensive Interval Ratio
Origin Bancorp, Inc. (OBK) has a Defensive Interval Ratio of 2 days as of June 2026. Defensive assets of $37.66 Million (cash $-, short-term investments $37.66 Million, receivables $-) cover 2 days of daily cash needs of $24.22 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Origin Bancorp, Inc. Defensive Interval Ratio (2016–2025)
This chart shows how Origin Bancorp, Inc.'s Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of June 2026, the ratio stands at 2 days, meaning defensive assets of $37.66 Million can fund 2 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Origin Bancorp, Inc..
Annual Defensive Interval Ratio for Origin Bancorp, Inc. (2016–2025)
The table below presents the year-by-year Defensive Interval Ratio for Origin Bancorp, Inc. from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See OBK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6 days | $31.07 Million | $5.42 Million/day | $- | $31.07 Million | ▼ -43 days |
| 2024 | 49 days | $1.10 Billion | $22.55 Million/day | $- | $1.10 Billion | ▼ -6 days |
| 2023 | 55 days | $1.25 Billion | $22.82 Million/day | $- | $1.25 Billion | ▼ -24 days |
| 2022 | 79 days | $1.85 Billion | $23.36 Million/day | $- | $1.64 Billion | ▼ -10 days |
| 2021 | 89 days | $1.65 Billion | $18.40 Million/day | $- | $1.50 Billion | ▲ +26 days |
| 2020 | 64 days | $1.15 Billion | $17.95 Million/day | $- | $1.00 Billion | ▲ +14 days |
| 2019 | 50 days | $612.00 Million | $12.17 Million/day | $- | $501.07 Million | ▼ -13 days |
| 2018 | 63 days | $659.41 Million | $10.46 Million/day | $- | $575.64 Million | ▲ +13 days |
| 2017 | 50 days | $488.41 Million | $9.71 Million/day | $- | $404.53 Million | ▲ +4 days |
| 2016 | 46 days | $443.33 Million | $9.60 Million/day | $- | $375.52 Million | — |