OFG Bancorp
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporat… Read more
OFG Bancorp - Asset Resilience Ratio
OFG Bancorp (OFG) has an Asset Resilience Ratio of 0.00% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2025)
This chart shows how OFG Bancorp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down OFG Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $23.00K | 0.0% |
| Total Liquid Assets | $23.00K | 0.00% |
Asset Resilience Insights
- Limited Liquidity: OFG Bancorp maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
OFG Bancorp Industry Peers by Asset Resilience Ratio
Compare OFG Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for OFG Bancorp (1999–2025)
The table below shows the annual Asset Resilience Ratio data for OFG Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.00% | $23.00K | $12.47 Billion | -20.33pp |
| 2024-12-31 | 20.33% | $2.34 Billion | $11.50 Billion | +1.83pp |
| 2023-12-31 | 18.50% | $2.10 Billion | $11.34 Billion | +4.12pp |
| 2022-12-31 | 14.39% | $1.41 Billion | $9.82 Billion | +9.23pp |
| 2021-12-31 | 5.16% | $510.71 Million | $9.90 Billion | +0.62pp |
| 2020-12-31 | 4.54% | $446.44 Million | $9.83 Billion | -7.01pp |
| 2019-12-31 | 11.55% | $1.07 Billion | $9.30 Billion | -1.23pp |
| 2018-12-31 | 12.79% | $841.86 Million | $6.58 Billion | +2.35pp |
| 2017-12-31 | 10.43% | $645.80 Million | $6.19 Billion | -1.12pp |
| 2016-12-31 | 11.56% | $751.48 Million | $6.50 Billion | -2.17pp |
| 2015-12-31 | 13.73% | $974.61 Million | $7.10 Billion | -2.60pp |
| 2014-12-31 | 16.33% | $1.22 Billion | $7.45 Billion | -3.18pp |
| 2013-12-31 | 19.51% | $1.59 Billion | $8.14 Billion | -4.35pp |
| 2012-12-31 | 23.87% | $2.19 Billion | $9.19 Billion | -20.35pp |
| 2011-12-31 | 44.22% | $2.96 Billion | $6.69 Billion | -6.38pp |
| 2010-12-31 | 50.60% | $3.70 Billion | $7.31 Billion | +50.59pp |
| 2009-12-31 | 0.00% | $150.00K | $6.55 Billion | -0.84pp |
| 2008-12-31 | 0.84% | $52.00 Million | $6.21 Billion | -0.26pp |
| 2007-12-31 | 1.10% | $66.12 Million | $6.00 Billion | +0.56pp |
| 2006-12-31 | 0.54% | $23.73 Million | $4.37 Billion | -0.33pp |
| 2005-12-31 | 0.88% | $39.79 Million | $4.53 Billion | -0.31pp |
| 2004-12-31 | 1.19% | $39.79 Million | $3.34 Billion | +0.91pp |
| 2003-12-31 | 0.28% | $7.75 Million | $2.81 Billion | +0.23pp |
| 2002-12-31 | 0.04% | $1.03 Million | $2.49 Billion | -0.02pp |
| 2001-12-31 | 0.06% | $1.03 Million | $1.75 Billion | -1.03pp |
| 2000-12-31 | 1.09% | $20.10 Million | $1.85 Billion | +1.00pp |
| 1999-12-31 | 0.09% | $1.35 Million | $1.59 Billion | -- |