RLI Corp
RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to loca… Read more
RLI Corp - Asset Resilience Ratio
RLI Corp (RLI) has an Asset Resilience Ratio of 2.79% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1995–2025)
This chart shows how RLI Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down RLI Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $51.56 Million | 0.84% |
| Short-term Investments | $120.56 Million | 1.96% |
| Total Liquid Assets | $172.13 Million | 2.79% |
Asset Resilience Insights
- Limited Liquidity: RLI Corp maintains only 2.79% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
RLI Corp Industry Peers by Asset Resilience Ratio
Compare RLI Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for RLI Corp (1995–2025)
The table below shows the annual Asset Resilience Ratio data for RLI Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.79% | $172.13 Million | $6.16 Billion | +0.76pp |
| 2024-12-31 | 2.04% | $114.70 Million | $5.63 Billion | -56.40pp |
| 2023-12-31 | 58.44% | $3.03 Billion | $5.18 Billion | +1.25pp |
| 2022-12-31 | 57.18% | $2.73 Billion | $4.77 Billion | +1.76pp |
| 2021-12-31 | 55.42% | $2.50 Billion | $4.51 Billion | -1.93pp |
| 2020-12-31 | 57.35% | $2.26 Billion | $3.94 Billion | +1.42pp |
| 2019-12-31 | 55.93% | $1.98 Billion | $3.55 Billion | -1.14pp |
| 2018-12-31 | 57.07% | $1.77 Billion | $3.11 Billion | -13.60pp |
| 2017-12-31 | 70.67% | $2.08 Billion | $2.95 Billion | -0.60pp |
| 2016-12-31 | 71.26% | $1.98 Billion | $2.78 Billion | +1.11pp |
| 2015-12-31 | 70.15% | $1.92 Billion | $2.74 Billion | +0.90pp |
| 2014-12-31 | 69.25% | $1.92 Billion | $2.78 Billion | +0.57pp |
| 2013-12-31 | 68.68% | $1.88 Billion | $2.74 Billion | +1.19pp |
| 2012-12-31 | 67.49% | $1.78 Billion | $2.64 Billion | +66.60pp |
| 2011-12-31 | 0.89% | $23.86 Million | $2.70 Billion | -0.70pp |
| 2010-12-31 | 1.58% | $39.79 Million | $2.51 Billion | -2.53pp |
| 2009-12-31 | 4.11% | $104.46 Million | $2.54 Billion | +0.07pp |
| 2008-12-31 | 4.05% | $97.98 Million | $2.42 Billion | +1.24pp |
| 2007-12-31 | 2.81% | $73.73 Million | $2.63 Billion | -0.95pp |
| 2006-12-31 | 3.76% | $104.20 Million | $2.77 Billion | +2.10pp |
| 2005-12-31 | 1.66% | $45.30 Million | $2.74 Billion | -1.43pp |
| 2004-12-31 | 3.09% | $76.17 Million | $2.47 Billion | +1.54pp |
| 2003-12-31 | 1.55% | $33.00 Million | $2.13 Billion | -1.24pp |
| 2002-12-31 | 2.79% | $47.89 Million | $1.72 Billion | -1.07pp |
| 2001-12-31 | 3.86% | $53.65 Million | $1.39 Billion | +0.10pp |
| 2000-12-31 | 3.75% | $48.09 Million | $1.28 Billion | -1.72pp |
| 1999-12-31 | 5.48% | $64.09 Million | $1.17 Billion | +0.35pp |
| 1998-12-31 | 5.13% | $51.92 Million | $1.01 Billion | +3.08pp |
| 1997-12-31 | 2.05% | $18.70 Million | $911.74 Million | -2.78pp |
| 1996-12-31 | 4.83% | $40.82 Million | $845.47 Million | +1.90pp |
| 1995-12-31 | 2.93% | $23.87 Million | $814.65 Million | -- |