IRB-Brasil Resseguros S.A. - Asset Resilience Ratio
IRB-Brasil Resseguros S.A. (IRBR3) has an Asset Resilience Ratio of 32.62% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read IRBR3 total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2025)
This chart shows how IRB-Brasil Resseguros S.A.'s Asset Resilience Ratio has changed over time. See IRBR3 total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down IRB-Brasil Resseguros S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see IRB-Brasil Resseguros S.A. market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | R$0.00 | 0% |
| Short-term Investments | R$5.10 Billion | 32.62% |
| Total Liquid Assets | R$5.10 Billion | 32.62% |
Asset Resilience Insights
- Very High Liquidity: IRB-Brasil Resseguros S.A. maintains exceptional liquid asset reserves at 32.62% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
IRB-Brasil Resseguros S.A. Industry Peers by Asset Resilience Ratio
Compare IRB-Brasil Resseguros S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Till Capital Ltd
V:TIL |
Insurance - Reinsurance | 10.07% |
|
SCOR SE
PA:SCR |
Insurance - Reinsurance | 5.80% |
|
Coface SA
PA:COFA |
Insurance - Reinsurance | 0.30% |
|
Münchener Rück AG
XETRA:MUV2 |
Insurance - Reinsurance | 1.94% |
|
Hannover Rück SE
F:HNR1 |
Insurance - Reinsurance | 78.55% |
|
RenaissanceRe Holdings Ltd
F:RRJ |
Insurance - Reinsurance | 11.04% |
|
China Reinsurance (Group) Corporation
F:C53 |
Insurance - Reinsurance | 30.41% |
|
COMSTOCK HLDG-A
F:CHO |
Insurance - Reinsurance | 8.70% |
Annual Asset Resilience Ratio for IRB-Brasil Resseguros S.A. (2009–2025)
The table below shows the annual Asset Resilience Ratio data for IRB-Brasil Resseguros S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 32.62% | R$5.10 Billion ≈ $1.00 Billion |
R$15.64 Billion ≈ $3.07 Billion |
+10.11pp |
| 2024-12-31 | 22.51% | R$3.70 Billion ≈ $726.34 Million |
R$16.45 Billion ≈ $3.23 Billion |
+6.05pp |
| 2023-12-31 | 16.45% | R$2.55 Billion ≈ $499.94 Million |
R$15.49 Billion ≈ $3.04 Billion |
-8.72pp |
| 2022-12-31 | 25.17% | R$4.14 Billion ≈ $811.68 Million |
R$16.44 Billion ≈ $3.23 Billion |
+1.49pp |
| 2021-12-31 | 23.68% | R$3.97 Billion ≈ $778.27 Million |
R$16.75 Billion ≈ $3.29 Billion |
+18.69pp |
| 2020-12-31 | 4.99% | R$1.12 Billion ≈ $220.31 Million |
R$22.49 Billion ≈ $4.41 Billion |
+3.64pp |
| 2019-12-31 | 1.35% | R$236.99 Million ≈ $46.50 Million |
R$17.50 Billion ≈ $3.43 Billion |
-0.05pp |
| 2018-12-31 | 1.41% | R$224.10 Million ≈ $43.97 Million |
R$15.94 Billion ≈ $3.13 Billion |
-9.72pp |
| 2017-12-31 | 11.13% | R$1.60 Billion ≈ $313.23 Million |
R$14.34 Billion ≈ $2.81 Billion |
+9.75pp |
| 2016-12-31 | 1.38% | R$188.01 Million ≈ $36.89 Million |
R$13.64 Billion ≈ $2.68 Billion |
-6.11pp |
| 2015-12-31 | 7.49% | R$1.08 Billion ≈ $211.12 Million |
R$14.37 Billion ≈ $2.82 Billion |
-4.86pp |
| 2014-12-31 | 12.35% | R$1.56 Billion ≈ $306.37 Million |
R$12.64 Billion ≈ $2.48 Billion |
-3.37pp |
| 2013-12-31 | 15.72% | R$1.91 Billion ≈ $374.50 Million |
R$12.14 Billion ≈ $2.38 Billion |
+7.77pp |
| 2012-12-31 | 7.96% | R$903.25 Million ≈ $177.23 Million |
R$11.35 Billion ≈ $2.23 Billion |
-0.54pp |
| 2011-12-31 | 8.49% | R$847.89 Million ≈ $166.37 Million |
R$9.98 Billion ≈ $1.96 Billion |
+7.71pp |
| 2010-12-31 | 0.78% | R$67.41 Million ≈ $13.23 Million |
R$8.63 Billion ≈ $1.69 Billion |
+0.76pp |
| 2009-12-31 | 0.02% | R$2.47 Million ≈ $485.05K |
R$10.41 Billion ≈ $2.04 Billion |
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About IRB-Brasil Resseguros S.A.
IRB-Brasil Resseguros S.A. provides reinsurance solutions in Brazil and internationally. It offers reinsurance solutions for casualty, cargo and marine, agricultural risks, property, life and health, oil and gas, financial lines, surety, and mortgage. IRB-Brasil Resseguros S.A. was incorporated in 1939 and is headquartered in Rio de Janeiro, Brazil.