IRB-Brasil Resseguros S.A. (IRBR3) — Financial Flexibility Index

Latest as of March 2026: 0.01x

IRB-Brasil Resseguros S.A. (IRBR3) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of R$89.85 Million (operating CF R$79.65 Million minus capex R$10.19 Million) represents 0% of total liabilities (R$10.13 Billion). Also explore IRB-Brasil Resseguros S.A. (IRBR3) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

R$89.85 Million
Operating CF − Capex

Total Liabilities

R$10.13 Billion
BRL

Capital Expenditures

R$10.19 Million
BRL

IRB-Brasil Resseguros S.A. Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for IRB-Brasil Resseguros S.A. across 13 annual periods. Check IRBR3 capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for IRB-Brasil Resseguros S.A. (2013–2025)

Year-by-year free cash flow to debt coverage for IRB-Brasil Resseguros S.A.. For the full company profile including market capitalisation, see IRBR3 market cap.

Year Flexibility Index Free Cash Flow (BRL) Operating CF Total Liabilities YoY Change
2025 0.03x R$291.42 Million R$250.92 Million R$10.36 Billion ▲ +35.2%
2024 0.02x R$239.67 Million R$149.31 Million R$11.52 Billion ▼ -59.7%
2023 0.05x R$579.17 Million R$490.81 Million R$11.23 Billion ▲ +229.0%
2022 -0.04x R$-483.45 Million R$-550.48 Million R$12.09 Billion ▼ -651.9%
2021 -0.01x R$-69.44 Million R$-129.86 Million R$13.06 Billion ▲ +93.3%
2020 -0.08x R$-1.43 Billion R$-1.49 Billion R$18.08 Billion ▼ -207.8%
2019 0.07x R$992.24 Million R$962.07 Million R$13.56 Billion ▲ +265.0%
2018 -0.04x R$-529.74 Million R$-557.28 Million R$11.94 Billion ▼ -134.6%
2017 -0.02x R$-203.50 Million R$-255.57 Million R$10.76 Billion ▼ -199.6%
2016 0.02x R$195.80 Million R$156.19 Million R$10.31 Billion ▼ -53.9%
2015 0.04x R$460.88 Million R$427.87 Million R$11.19 Billion ▼ -62.4%
2014 0.11x R$1.06 Billion R$1.02 Billion R$9.69 Billion ▼ -97.9%
2013 5.12x R$495.07 Million R$488.13 Million R$96.66 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities