IRB-Brasil Resseguros S.A. (IRBR3) — Defensive Interval Ratio

Latest as of March 2026: 10280 days

IRB-Brasil Resseguros S.A. (IRBR3) has a Defensive Interval Ratio of 10280 days as of March 2026. Defensive assets of R$8.31 Billion (cash R$-, short-term investments R$4.96 Billion, receivables R$3.35 Billion) cover 10280 days of daily cash needs of R$808.18K/day. Check IRBR3 goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

10280 days
Days of operational coverage

Defensive Assets

R$8.31 Billion
Cash + ST Investments + Receivables

Daily Cash Need

R$808.18K
Current Liabilities ÷ 365

Current Liabilities

R$294.99 Million
BRL

IRB-Brasil Resseguros S.A. Defensive Interval Ratio (2013–2025)

This chart shows how IRB-Brasil Resseguros S.A.'s Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of March 2026, the ratio stands at 10280 days, meaning defensive assets of R$8.31 Billion can fund 10280 days of operations without new revenue. Also explore net asset growth rate of IRB-Brasil Resseguros S.A. to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for IRB-Brasil Resseguros S.A. (2013–2025)

The table below presents the year-by-year Defensive Interval Ratio for IRB-Brasil Resseguros S.A. from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see IRBR3 market cap overview.

Year DIR (days) Defensive Assets (BRL) Daily Cash Need Cash ST Investments Change (days)
2025 12027 days R$8.51 Billion R$707.72K/day R$- R$5.10 Billion ▼ -45576 days
2024 57602 days R$4.56 Billion R$79.16K/day R$- R$3.70 Billion ▼ -4328 days
2023 61931 days R$3.51 Billion R$56.76K/day R$- R$2.55 Billion ▲ +10760 days
2022 51171 days R$9.02 Billion R$176.28K/day R$- R$4.14 Billion ▼ -34597 days
2021 85769 days R$7.29 Billion R$85.02K/day R$- R$3.97 Billion ▲ +84896 days
2020 873 days R$5.65 Billion R$6.47 Million/day R$- R$1.12 Billion ▼ -293 days
2019 1165 days R$4.84 Billion R$4.15 Million/day R$- R$236.99 Million ▲ +279 days
2018 886 days R$3.61 Billion R$4.08 Million/day R$- R$224.10 Million ▼ -287 days
2017 1173 days R$4.00 Billion R$3.41 Million/day R$- R$1.60 Billion ▲ +325 days
2016 848 days R$2.13 Billion R$2.51 Million/day R$- R$188.01 Million ▼ -349 days
2015 1198 days R$3.00 Billion R$2.51 Million/day R$- R$1.08 Billion ▼ -340 days
2014 1537 days R$3.07 Billion R$2.00 Million/day R$- R$1.56 Billion ▼ -5670 days
2013 7207 days R$1.91 Billion R$264.81K/day R$- R$1.91 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)