Chongqing Rural Commercial Bank Co - Asset Resilience Ratio
Chongqing Rural Commercial Bank Co (601077) has an Asset Resilience Ratio of 4.87% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2025–2025)
This chart shows how Chongqing Rural Commercial Bank Co's Asset Resilience Ratio has changed over time. Check strategic asset allocation of Chongqing Rural Commercial Bank Co to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Chongqing Rural Commercial Bank Co's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see 601077 market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CN¥0.00 | 0% |
| Short-term Investments | CN¥81.12 Billion | 4.87% |
| Total Liquid Assets | CN¥81.12 Billion | 4.87% |
Asset Resilience Insights
- Limited Liquidity: Chongqing Rural Commercial Bank Co maintains only 4.87% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Chongqing Rural Commercial Bank Co Industry Peers by Asset Resilience Ratio
Compare Chongqing Rural Commercial Bank Co's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Banco de Chile
F:G4RA |
Banks - Regional | 6.38% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Arion banki hf
ST:ARION-SDB |
Banks - Regional | 0.52% |
|
Dime Community Bancshares, Inc.
NYSE:DCOM |
Banks - Regional | 4.29% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
Annual Asset Resilience Ratio for Chongqing Rural Commercial Bank Co (2025–2025)
The table below shows the annual Asset Resilience Ratio data for Chongqing Rural Commercial Bank Co.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.87% | CN¥81.12 Billion ≈ $11.87 Billion |
CN¥1.67 Trillion ≈ $243.75 Billion |
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About Chongqing Rural Commercial Bank Co
Chongqing Rural Commercial Bank Co., Ltd., together with its subsidiaries, provides banking and related financial services in the People's Republic of China. It operates through Corporate Banking, Personal Banking, and Financial Market Operations segments. The Corporate Banking segment offers current accounts, deposits, overdrafts, loans, and trade-related products, as well as engages in foreign … Read more