Chongqing Rural Commercial Bank Co (601077) — Defensive Interval Ratio

Latest as of December 2025: 309 days

Chongqing Rural Commercial Bank Co (601077) has a Defensive Interval Ratio of 309 days as of December 2025. Defensive assets of CN¥81.12 Billion (cash CN¥-, short-term investments CN¥81.12 Billion, receivables CN¥-) cover 309 days of daily cash needs of CN¥262.70 Million/day.

Defensive Interval Ratio

309 days
Days of operational coverage

Defensive Assets

CN¥81.12 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CN¥262.70 Million
Current Liabilities ÷ 365

Current Liabilities

CN¥95.89 Billion
CNY

Chongqing Rural Commercial Bank Co Defensive Interval Ratio (2009–2025)

This chart shows how Chongqing Rural Commercial Bank Co's Defensive Interval Ratio has evolved across 13 annual periods from 2009 to 2025. As of December 2025, the ratio stands at 309 days, meaning defensive assets of CN¥81.12 Billion can fund 309 days of operations without new revenue. For the complete balance sheet picture, see 601077 asset base.

Annual Defensive Interval Ratio for Chongqing Rural Commercial Bank Co (2009–2025)

The table below presents the year-by-year Defensive Interval Ratio for Chongqing Rural Commercial Bank Co from 2009 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital position of Chongqing Rural Commercial Bank Co to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CNY) Daily Cash Need Cash ST Investments Change (days)
2025 309 days CN¥81.12 Billion CN¥262.70 Million/day CN¥- CN¥81.12 Billion ▲ +308 days
2024 0 days CN¥1.03 Billion CN¥2.76 Billion/day CN¥- CN¥- ▼ -1 days
2023 1 days CN¥942.66 Million CN¥739.37 Million/day CN¥- CN¥- ▲ +1 days
2022 1 days CN¥921.05 Million CN¥1.74 Billion/day CN¥- CN¥- ▲ +0 days
2021 1 days CN¥870.04 Million CN¥1.66 Billion/day CN¥- CN¥- ▼ -2 days
2020 2 days CN¥26.41 Million CN¥11.68 Million/day CN¥- CN¥- ▲ +0 days
2019 2 days CN¥25.25 Million CN¥13.79 Million/day CN¥- CN¥- ▼ -3620 days
2014 3622 days CN¥45.68 Billion CN¥12.61 Million/day CN¥- CN¥- ▲ +477 days
2013 3145 days CN¥31.59 Billion CN¥10.04 Million/day CN¥- CN¥- ▼ -1599 days
2012 4744 days CN¥34.87 Billion CN¥7.35 Million/day CN¥- CN¥- ▲ +4704 days
2011 40 days CN¥27.05 Billion CN¥673.24 Million/day CN¥- CN¥- ▲ +3 days
2010 38 days CN¥21.22 Billion CN¥563.19 Million/day CN¥- CN¥- ▲ +1 days
2009 36 days CN¥15.27 Billion CN¥421.31 Million/day CN¥- CN¥- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)