Temenos Group AG (TEMN) — Defensive Interval Ratio

Latest as of September 2025: 116 days

Temenos Group AG (TEMN) has a Defensive Interval Ratio of 116 days as of September 2025. Defensive assets of CHF358.15 Million (cash CHF184.22 Million, short-term investments CHF-, receivables CHF173.93 Million) cover 116 days of daily cash needs of CHF3.09 Million/day. Check Temenos Group AG (TEMN) tangible net worth to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

116 days
Days of operational coverage

Defensive Assets

CHF358.15 Million
Cash + ST Investments + Receivables

Daily Cash Need

CHF3.09 Million
Current Liabilities ÷ 365

Current Liabilities

CHF1.13 Billion
CHF

Temenos Group AG Defensive Interval Ratio (2004–2024)

This chart shows how Temenos Group AG's Defensive Interval Ratio has evolved across 20 annual periods from 2004 to 2024. As of September 2025, the ratio stands at 116 days, meaning defensive assets of CHF358.15 Million can fund 116 days of operations without new revenue. Also explore Temenos Group AG net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Temenos Group AG (2004–2024)

The table below presents the year-by-year Defensive Interval Ratio for Temenos Group AG from 2004 to 2024, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see TEMN market cap overview.

Year DIR (days) Defensive Assets (CHF) Daily Cash Need Cash ST Investments Change (days)
2024 134 days CHF395.34 Million CHF2.94 Million/day CHF- CHF56.15 Million ▼ -3 days
2023 138 days CHF356.04 Million CHF2.58 Million/day CHF- CHF69.79 Million ▼ -36 days
2022 174 days CHF438.51 Million CHF2.52 Million/day CHF89.92 Million CHF35.11 Million ▲ +32 days
2021 142 days CHF339.23 Million CHF2.39 Million/day CHF- CHF6.76 Million ▼ -61 days
2020 203 days CHF336.10 Million CHF1.65 Million/day CHF- CHF9.12 Million ▼ -13 days
2019 216 days CHF399.85 Million CHF1.85 Million/day CHF- CHF4.43 Million ▲ +33 days
2018 184 days CHF289.77 Million CHF1.58 Million/day CHF- CHF6.58 Million ▼ -50 days
2017 234 days CHF262.60 Million CHF1.12 Million/day CHF- CHF3.97 Million ▲ +47 days
2016 186 days CHF235.83 Million CHF1.27 Million/day CHF- CHF3.87 Million ▼ -67 days
2015 253 days CHF247.56 Million CHF977.84K/day CHF- CHF2.39 Million ▼ -42 days
2014 295 days CHF234.79 Million CHF795.22K/day CHF- CHF3.14 Million ▼ -19 days
2013 314 days CHF256.80 Million CHF817.03K/day CHF- CHF2.44 Million ▼ -7 days
2012 321 days CHF263.04 Million CHF818.34K/day CHF- CHF1.61 Million ▲ +317 days
2011 4 days CHF4.06 Million CHF946.33K/day CHF- CHF4.06 Million ▼ -1 days
2010 6 days CHF6.06 Million CHF1.05 Million/day CHF- CHF6.06 Million ▼ -1 days
2009 7 days CHF4.84 Million CHF668.78K/day CHF- CHF4.84 Million ▲ +1 days
2008 6 days CHF3.84 Million CHF597.39K/day CHF- CHF3.84 Million ▼ -508 days
2006 514 days CHF151.35 Million CHF294.31K/day CHF- CHF- ▼ -36 days
2005 550 days CHF112.22 Million CHF204.10K/day CHF- CHF- ▲ +563 days
2004 -13 days CHF-2.64 Million CHF195.53K/day CHF- CHF-2.64 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)