Union Bank of Taiwan

TW:2838 Taiwan Banks - Regional
Market Cap
$2.62 Billion
NT$86.59 Billion TWD
Market Cap Rank
#9398 Global
#245 in Taiwan
Share Price
NT$19.95
Change (1 day)
-0.99%
52-Week Range
NT$15.45 - NT$20.40
All Time High
NT$20.40
About

Union Bank of Taiwan provides various banking products and services. It operates through Corporate Banking Unit, Consumer Banking Unit, Wealth Management and Trust Unit, Investing Unit, and Leasing Unit segments. The company accepts deposit products, loans, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, foreign exchange transactions, savings… Read more

Union Bank of Taiwan - Asset Resilience Ratio

Latest as of March 2024: -9.10%

Union Bank of Taiwan (2838) has an Asset Resilience Ratio of -9.10% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
NT$-86.91 Billion
Cash + Short-term Investments
Total Assets
NT$955.51 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2004–2023)

This chart shows how Union Bank of Taiwan's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Union Bank of Taiwan's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents NT$0.00 0%
Short-term Investments NT$-86.91 Billion -9.1%
Total Liquid Assets NT$-86.91 Billion -9.10%

Asset Resilience Insights

  • Limited Liquidity: Union Bank of Taiwan maintains only -9.10% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Union Bank of Taiwan Industry Peers by Asset Resilience Ratio

Compare Union Bank of Taiwan's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Ping An Bank Co Ltd
SHE:000001
Banks - Regional -6.06%
Bank of Ningbo Co Ltd
SHE:002142
Banks - Regional 6.40%
Bank of Qingdao Co Ltd
SHE:002948
Banks - Regional 1.86%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
Bank of Suzhou
SHE:002966
Banks - Regional -8.31%
Jeju Bank
KO:006220
Banks - Regional 2.45%
Industrial Bank Of Korea
KO:024110
Banks - Regional 4.07%
Hana Financial
KO:086790
Banks - Regional 3.29%

Annual Asset Resilience Ratio for Union Bank of Taiwan (2004–2023)

The table below shows the annual Asset Resilience Ratio data for Union Bank of Taiwan.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2023-12-31 -3.38% NT$-31.77 Billion NT$939.15 Billion -14.20pp
2018-12-31 10.82% NT$70.06 Billion NT$647.59 Billion +2.88pp
2017-12-31 7.94% NT$44.89 Billion NT$565.62 Billion +0.71pp
2016-12-31 7.22% NT$38.48 Billion NT$532.71 Billion -2.29pp
2015-12-31 9.52% NT$48.39 Billion NT$508.49 Billion -5.58pp
2014-12-31 15.10% NT$73.44 Billion NT$486.48 Billion +1.19pp
2013-12-31 13.90% NT$61.20 Billion NT$440.15 Billion -16.48pp
2012-12-31 30.38% NT$125.49 Billion NT$413.07 Billion -4.40pp
2011-12-31 34.78% NT$139.60 Billion NT$401.38 Billion +17.99pp
2010-12-31 16.79% NT$61.42 Billion NT$365.83 Billion +0.79pp
2009-12-31 16.00% NT$57.64 Billion NT$360.22 Billion +2.81pp
2008-12-31 13.19% NT$47.17 Billion NT$357.69 Billion +4.96pp
2007-12-31 8.23% NT$29.51 Billion NT$358.53 Billion -0.73pp
2006-12-31 8.96% NT$34.87 Billion NT$389.01 Billion +3.01pp
2005-12-31 5.96% NT$21.54 Billion NT$361.55 Billion +2.23pp
2004-12-31 3.72% NT$9.18 Billion NT$246.57 Billion --
pp = percentage points