Best SA - Asset Resilience Ratio

Latest as of March 2025: 3.86%

Best SA (BST) has an Asset Resilience Ratio of 3.86% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check BST strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

zł74.04 Million

≈ $20.38 Million USD Cash + Short-term Investments

Total Assets

zł1.92 Billion

≈ $528.03 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2024)

This chart shows how Best SA's Asset Resilience Ratio has changed over time. See BST net asset quality score to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Best SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Best SA market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	zł0.00	0%
Short-term Investments	zł74.04 Million	3.86%
Total Liquid Assets	zł74.04 Million	3.86%

Asset Resilience Insights

Limited Liquidity: Best SA maintains only 3.86% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Best SA Industry Peers by Asset Resilience Ratio

Compare Best SA's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Credit Acceptance Corporation NASDAQ:CACC	Credit Services	1.26%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
CREDITACCESS GRAMEEN LIMITED NSE:CREDITACC	Credit Services	3.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
BFI Finance Indonesia Tbk JK:BFIN	Credit Services	1.84%
IndoStar Capital Finance Limited NSE:INDOSTAR	Credit Services	2.88%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

Annual Asset Resilience Ratio for Best SA (2012–2024)

The table below shows the annual Asset Resilience Ratio data for Best SA.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	4.41%	zł82.49 Million ≈ $22.70 Million	zł1.87 Billion ≈ $514.42 Million	+4.19pp
2023-12-31	0.22%	zł3.42 Million ≈ $941.51K	zł1.55 Billion ≈ $425.24 Million	-24.81pp
2022-12-31	25.03%	zł337.76 Million ≈ $92.96 Million	zł1.35 Billion ≈ $371.36 Million	-0.60pp
2021-12-31	25.63%	zł295.22 Million ≈ $81.25 Million	zł1.15 Billion ≈ $316.95 Million	+2.20pp
2019-12-31	23.44%	zł291.74 Million ≈ $80.29 Million	zł1.24 Billion ≈ $342.61 Million	+3.69pp
2018-12-31	19.75%	zł253.41 Million ≈ $69.74 Million	zł1.28 Billion ≈ $353.20 Million	+55.09pp
2017-12-31	-35.34%	zł-880.71 Million ≈ $-242.38 Million	zł2.49 Billion ≈ $685.79 Million	-34.50pp
2016-12-31	-0.84%	zł-7.63 Million ≈ $-2.10 Million	zł904.87 Million ≈ $249.03 Million	-9.89pp
2015-12-31	9.05%	zł62.79 Million ≈ $17.28 Million	zł694.11 Million ≈ $191.03 Million	+11.39pp
2014-12-31	-2.34%	zł-9.90 Million ≈ $-2.73 Million	zł422.40 Million ≈ $116.25 Million	-0.81pp
2013-12-31	-1.54%	zł-4.19 Million ≈ $-1.15 Million	zł272.54 Million ≈ $75.01 Million	-23.83pp
2012-12-31	22.29%	zł38.29 Million ≈ $10.54 Million	zł171.75 Million ≈ $47.27 Million	--

pp = percentage points

About Best SA

WAR:BST Poland Credit Services

Market Cap

$280.61 Million

zł1.02 Billion PLN

Market Cap Rank

#15274 Global

#93 in Poland

Share Price

zł35.80

Change (1 day)

+2.87%

52-Week Range

zł24.00 - zł35.80

All Time High

zł35.80