Best SA - Asset Resilience Ratio
Best SA (BST) has an Asset Resilience Ratio of 3.86% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2024)
This chart shows how Best SA's Asset Resilience Ratio has changed over time. Check strategic asset allocation of Best SA to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Best SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Best SA.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 0% |
| Short-term Investments | zł74.04 Million | 3.86% |
| Total Liquid Assets | zł74.04 Million | 3.86% |
Asset Resilience Insights
- Limited Liquidity: Best SA maintains only 3.86% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Best SA Industry Peers by Asset Resilience Ratio
Compare Best SA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Fuji Finance Indonesia Tbk PT
JK:FUJI |
Credit Services | 56.15% |
|
Atlantis S.A.
WAR:ATS |
Credit Services | 95.52% |
|
TCI Finance Limited
NSE:TCIFINANCE |
Credit Services | 40.70% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for Best SA (2012–2024)
The table below shows the annual Asset Resilience Ratio data for Best SA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 4.41% | zł82.49 Million ≈ $22.70 Million |
zł1.87 Billion ≈ $514.42 Million |
+4.19pp |
| 2023-12-31 | 0.22% | zł3.42 Million ≈ $941.51K |
zł1.55 Billion ≈ $425.24 Million |
-24.81pp |
| 2022-12-31 | 25.03% | zł337.76 Million ≈ $92.96 Million |
zł1.35 Billion ≈ $371.36 Million |
-0.60pp |
| 2021-12-31 | 25.63% | zł295.22 Million ≈ $81.25 Million |
zł1.15 Billion ≈ $316.95 Million |
+2.20pp |
| 2019-12-31 | 23.44% | zł291.74 Million ≈ $80.29 Million |
zł1.24 Billion ≈ $342.61 Million |
+3.69pp |
| 2018-12-31 | 19.75% | zł253.41 Million ≈ $69.74 Million |
zł1.28 Billion ≈ $353.20 Million |
+55.09pp |
| 2017-12-31 | -35.34% | zł-880.71 Million ≈ $-242.38 Million |
zł2.49 Billion ≈ $685.79 Million |
-34.50pp |
| 2016-12-31 | -0.84% | zł-7.63 Million ≈ $-2.10 Million |
zł904.87 Million ≈ $249.03 Million |
-9.89pp |
| 2015-12-31 | 9.05% | zł62.79 Million ≈ $17.28 Million |
zł694.11 Million ≈ $191.03 Million |
+11.39pp |
| 2014-12-31 | -2.34% | zł-9.90 Million ≈ $-2.73 Million |
zł422.40 Million ≈ $116.25 Million |
-0.81pp |
| 2013-12-31 | -1.54% | zł-4.19 Million ≈ $-1.15 Million |
zł272.54 Million ≈ $75.01 Million |
-23.83pp |
| 2012-12-31 | 22.29% | zł38.29 Million ≈ $10.54 Million |
zł171.75 Million ≈ $47.27 Million |
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About Best SA
BEST S.A. operates in the debt collection industry in Poland and Italy. It invests in non-performing debt portfolios, as well as engages in the acquisition and recovery of receivables. The company was founded in 1994 and is based in Gdynia, Poland.