Best SA - Asset Resilience Ratio

Latest as of March 2025: 3.86%

Best SA (BST) has an Asset Resilience Ratio of 3.86% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of Best SA to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

zł74.04 Million

≈ $20.38 Million USD Cash + Short-term Investments

Total Assets

zł1.92 Billion

≈ $528.03 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2024)

This chart shows how Best SA's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see BST total asset value.

Liquid Assets Composition Over Time

This chart breaks down Best SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read BST total liabilities for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	zł0.00	0%
Short-term Investments	zł74.04 Million	3.86%
Total Liquid Assets	zł74.04 Million	3.86%

Asset Resilience Insights

Limited Liquidity: Best SA maintains only 3.86% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Best SA Industry Peers by Asset Resilience Ratio

Compare Best SA's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
goeasy Ltd TO:GSY	Credit Services	0.41%
Nawi Brothers Group Ltd TA:NAWI	Credit Services	0.65%
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Arman Financial Services Limited NSE:ARMANFIN	Credit Services	14.42%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
Vaziva Sa PA:ALVAZ	Credit Services	2.08%
FSA Group Ltd AU:FSA	Credit Services	0.99%
Thitikorn Public Company Limited BK:TK	Credit Services	23.09%

Annual Asset Resilience Ratio for Best SA (2012–2024)

The table below shows the annual Asset Resilience Ratio data for Best SA.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	4.44%	zł82.49 Million ≈ $22.70 Million	zł1.86 Billion ≈ $511.02 Million	+4.22pp
2023-12-31	0.22%	zł3.42 Million ≈ $941.51K	zł1.55 Billion ≈ $425.24 Million	-1.83pp
2022-12-31	2.05%	zł27.65 Million ≈ $7.61 Million	zł1.35 Billion ≈ $371.36 Million	-23.11pp
2021-12-31	25.16%	zł295.22 Million ≈ $81.25 Million	zł1.17 Billion ≈ $322.99 Million	+1.72pp
2019-12-31	23.44%	zł291.74 Million ≈ $80.29 Million	zł1.24 Billion ≈ $342.61 Million	+3.69pp
2018-12-31	19.75%	zł253.41 Million ≈ $69.74 Million	zł1.28 Billion ≈ $353.20 Million	+55.09pp
2017-12-31	-35.34%	zł-880.71 Million ≈ $-242.38 Million	zł2.49 Billion ≈ $685.79 Million	-34.50pp
2016-12-31	-0.84%	zł-7.63 Million ≈ $-2.10 Million	zł904.87 Million ≈ $249.03 Million	-9.89pp
2015-12-31	9.05%	zł62.79 Million ≈ $17.28 Million	zł694.11 Million ≈ $191.03 Million	+11.42pp
2014-12-31	-2.38%	zł-9.90 Million ≈ $-2.73 Million	zł416.89 Million ≈ $114.73 Million	-0.84pp
2013-12-31	-1.54%	zł-4.19 Million ≈ $-1.15 Million	zł272.54 Million ≈ $75.01 Million	-23.83pp
2012-12-31	22.29%	zł38.29 Million ≈ $10.54 Million	zł171.75 Million ≈ $47.27 Million	--

pp = percentage points

About Best SA

WAR:BST Poland Credit Services

Market Cap

$275.91 Million

zł1.00 Billion PLN

Market Cap Rank

#15344 Global

#92 in Poland

Share Price

zł35.20

Change (1 day)

-1.12%

52-Week Range

zł24.60 - zł36.30

All Time High

zł36.30