mBank SA - Asset Resilience Ratio

Latest as of December 2025: 6.32%

mBank SA (MBK) has an Asset Resilience Ratio of 6.32% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is mBank SA's working capital to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

zł17.70 Billion

≈ $4.87 Billion USD Cash + Short-term Investments

Total Assets

zł280.25 Billion

≈ $77.13 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2025–2025)

This chart shows how mBank SA's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of mBank SA.

Liquid Assets Composition Over Time

This chart breaks down mBank SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of mBank SA's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	zł0.00	0%
Short-term Investments	zł17.70 Billion	6.32%
Total Liquid Assets	zł17.70 Billion	6.32%

Asset Resilience Insights

Limited Liquidity: mBank SA maintains only 6.32% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

mBank SA Industry Peers by Asset Resilience Ratio

Compare mBank SA's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for mBank SA (2025–2025)

The table below shows the annual Asset Resilience Ratio data for mBank SA.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	6.32%	zł17.70 Billion ≈ $4.87 Billion	zł280.25 Billion ≈ $77.13 Billion	--

pp = percentage points

About mBank SA

WAR:MBK Poland Banks - Regional

Market Cap

$16.82 Billion

zł61.11 Billion PLN

Market Cap Rank

#1496 Global

#8 in Poland

Share Price

zł1437.00

Change (1 day)

-0.62%

52-Week Range

zł868.60 - zł1463.50

All Time High

zł1463.50