mBank SA (MBK) - Total Assets
Based on the latest financial reports, mBank SA (MBK) holds total assets worth zł304.40 Billion PLN (≈ $83.78 Billion USD) as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
mBank SA - Total Assets Trend (2002–2025)
This chart illustrates how mBank SA's total assets have evolved over time, based on quarterly financial data. Also see MBK stock market capitalisation for the company's overall valuation and market capitalisation.
mBank SA - Asset Composition Analysis
Current Asset Composition (December 2025)
mBank SA's total assets of zł304.40 Billion consist of 20.7% current assets and 79.3% non-current assets. Review how much debt does mBank SA carry to assess the company's total debt and financial obligations.
| Asset Category | Amount (PLN) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 14.4% |
| Accounts Receivable | zł70.95 Million | 0.0% |
| Inventory | zł0.00 | 0.0% |
| Property, Plant & Equipment | zł0.00 | 0.0% |
| Intangible Assets | zł2.22 Billion | 0.8% |
| Goodwill | zł24.23 Million | 0.0% |
Asset Composition Trend (2002–2025)
This chart illustrates how mBank SA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See mBank SA (MBK) share price today for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: mBank SA's current assets represent 20.7% of total assets in 2025, a decrease from 56.6% in 2002.
- Cash Position: Cash and equivalents constituted 14.4% of total assets in 2025, up from 1.3% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 2.0% in 2002.
- Asset Diversification: The largest asset category is intangible assets at 0.8% of total assets.
mBank SA Competitors by Total Assets
Key competitors of mBank SA based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
mBank SA - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 10.15 | 0.14 | 0.11 |
| Quick Ratio | 10.15 | 0.14 | 0.11 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | zł21.22 Billion | zł-173.87 Billion | zł-136.81 Billion |
mBank SA - Advanced Valuation Insights
This section examines the relationship between mBank SA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.58 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 13.9% |
| Total Assets | zł280.25 Billion |
| Market Capitalization | $16.82 Billion USD |
Valuation Analysis
Below Book Valuation: The market values mBank SA's assets below their book value (0.06x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: mBank SA's assets grew by 13.9% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for mBank SA (2002–2025)
The table below shows the annual total assets of mBank SA from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | zł280.25 Billion ≈ $77.13 Billion |
+13.94% |
| 2024-12-31 | zł245.96 Billion ≈ $67.69 Billion |
+8.36% |
| 2023-12-31 | zł226.98 Billion ≈ $62.47 Billion |
+8.14% |
| 2022-12-31 | zł209.89 Billion ≈ $57.77 Billion |
+5.81% |
| 2021-12-31 | zł198.37 Billion ≈ $54.60 Billion |
+10.90% |
| 2020-12-31 | zł178.87 Billion ≈ $49.23 Billion |
+19.86% |
| 2019-12-31 | zł149.23 Billion ≈ $41.07 Billion |
+2.37% |
| 2018-12-31 | zł145.78 Billion ≈ $40.12 Billion |
+11.03% |
| 2017-12-31 | zł131.30 Billion ≈ $36.14 Billion |
-1.83% |
| 2016-12-31 | zł133.74 Billion ≈ $36.81 Billion |
+8.27% |
| 2015-12-31 | zł123.52 Billion ≈ $34.00 Billion |
+4.69% |
| 2014-12-31 | zł117.99 Billion ≈ $32.47 Billion |
+13.14% |
| 2013-12-31 | zł104.28 Billion ≈ $28.70 Billion |
+2.09% |
| 2012-12-31 | zł102.14 Billion ≈ $28.11 Billion |
+3.40% |
| 2011-12-31 | zł98.79 Billion ≈ $27.19 Billion |
+9.72% |
| 2010-12-31 | zł90.04 Billion ≈ $24.78 Billion |
+11.13% |
| 2009-12-31 | zł81.02 Billion ≈ $22.30 Billion |
-1.91% |
| 2008-12-31 | zł82.61 Billion ≈ $22.73 Billion |
+70.64% |
| 2007-12-31 | zł48.41 Billion ≈ $13.32 Billion |
+31.33% |
| 2006-12-31 | zł36.86 Billion ≈ $10.15 Billion |
+12.58% |
| 2005-12-31 | zł32.74 Billion ≈ $9.01 Billion |
+0.07% |
| 2004-12-31 | zł32.72 Billion ≈ $9.01 Billion |
+7.15% |
| 2003-12-31 | zł30.54 Billion ≈ $8.40 Billion |
+11.33% |
| 2002-12-31 | zł27.43 Billion ≈ $7.55 Billion |
-- |
About mBank SA
mBank S.A. provides various banking and financial services in Poland, the Czech Republic, Slovakia, and internationally. The company provides retail, SME, corporate, and investment banking services. It offers banking services, such as personal, savings, currency, investment, and business accounts, as well as various deposits. It also provides debit and credit cards; cash, car, secured, and corpor… Read more