mBank SA Cash Flow Conversion Efficiency

Latest as of June 2026: -0.258x

mBank SA cash flow conversion efficiency. Based on the latest financial reports, mBank SA (MBK) has a cash flow conversion efficiency ratio of -0.258x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (zł-6.02 Billion ≈ $-1.66 Billion USD) by net assets (zł23.36 Billion ≈ $6.43 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of mBank SA (2002–2025)

Cash flow conversion efficiency of mBank SA from 2002 to 2025. This chart illustrates how mBank SA's cash flow conversion efficiency has evolved over time, based on yearly financial data. View latest mBank SA stock price today for real-time trading data and today's change.

mBank SA Cash Flow Conversion Ratio Explained

mBank SA cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

mBank SA Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of mBank SA ranked by their cash flow conversion efficiency. Also see mBank SA market capitalisation for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Qnb Finansbank AS IS:QNBTR	0.021x
Super Micro Computer Inc NASDAQ:SMCI	-0.873x
Evergy, Inc. NASDAQ:EVRG	0.036x
Advanced Micro Fabrication Inc SHG:688012	0.053x
Coca-Cola FEMSA S.A.B. de C.V F:CFSL	0.074x
Essity AB (publ) ST:ESSITY-B	0.033x
F5 Networks Inc NASDAQ:FFIV	0.082x
Krung Thai Bank Public Company Limited BK:KTB	0.286x

Annual Cash Flow Conversion Efficiency for mBank SA (2002–2025)

The table below shows the annual cash flow conversion efficiency of mBank SA from 2002 to 2025. Review MBK free cash flow generation to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	zł21.71 Billion ≈ $5.98 Billion	zł2.73 Billion ≈ $750.24 Million	0.126x	+245.38%
2024-12-31	zł17.77 Billion ≈ $4.89 Billion	zł-1.53 Billion ≈ $-422.22 Million	-0.086x	-106.08%
2023-12-31	zł13.74 Billion ≈ $3.78 Billion	zł19.50 Billion ≈ $5.37 Billion	1.419x	+126.00%
2022-12-31	zł12.72 Billion ≈ $3.50 Billion	zł7.99 Billion ≈ $2.20 Billion	0.628x	-20.25%
2021-12-31	zł13.72 Billion ≈ $3.78 Billion	zł10.80 Billion ≈ $2.97 Billion	0.788x	+888.92%
2020-12-31	zł16.68 Billion ≈ $4.59 Billion	zł1.33 Billion ≈ $365.49 Million	0.080x	+277.36%
2019-12-31	zł16.12 Billion ≈ $4.44 Billion	zł-723.62 Million ≈ $-199.15 Million	-0.045x	-160.14%
2018-12-31	zł15.17 Billion ≈ $4.18 Billion	zł1.13 Billion ≈ $311.75 Million	0.075x	+136.52%
2017-12-31	zł13.97 Billion ≈ $3.84 Billion	zł-2.86 Billion ≈ $-785.80 Million	-0.204x	-131.92%
2016-12-31	zł13.05 Billion ≈ $3.59 Billion	zł8.36 Billion ≈ $2.30 Billion	0.640x	+12.46%
2015-12-31	zł12.27 Billion ≈ $3.38 Billion	zł6.99 Billion ≈ $1.92 Billion	0.569x	+1208.42%
2014-12-31	zł11.07 Billion ≈ $3.05 Billion	zł481.92 Million ≈ $132.63 Million	0.044x	+151.22%
2013-12-31	zł10.26 Billion ≈ $2.82 Billion	zł-871.52 Million ≈ $-239.86 Million	-0.085x	-123.01%
2012-12-31	zł9.62 Billion ≈ $2.65 Billion	zł3.55 Billion ≈ $977.44 Million	0.369x	+84.90%
2011-12-31	zł7.99 Billion ≈ $2.20 Billion	zł1.59 Billion ≈ $438.96 Million	0.200x	+186.10%
2010-12-31	zł7.08 Billion ≈ $1.95 Billion	zł-1.64 Billion ≈ $-451.72 Million	-0.232x	-47.68%
2009-12-31	zł4.27 Billion ≈ $1.18 Billion	zł-670.75 Million ≈ $-184.60 Million	-0.157x	+91.96%
2008-12-31	zł4.05 Billion ≈ $1.11 Billion	zł-7.91 Billion ≈ $-2.18 Billion	-1.954x	-10.30%
2007-12-31	zł3.08 Billion ≈ $847.70 Million	zł-5.46 Billion ≈ $-1.50 Billion	-1.772x	-115.01%
2006-12-31	zł2.35 Billion ≈ $647.60 Million	zł-1.94 Billion ≈ $-533.66 Million	-0.824x	+19.70%
2005-12-31	zł2.11 Billion ≈ $580.28 Million	zł-2.16 Billion ≈ $-595.53 Million	-1.026x	-515.61%
2004-12-31	zł1.92 Billion ≈ $529.77 Million	zł475.34 Million ≈ $130.82 Million	0.247x	-82.83%
2003-12-31	zł1.70 Billion ≈ $466.77 Million	zł2.44 Billion ≈ $671.47 Million	1.439x	+257.19%
2002-12-31	zł1.70 Billion ≈ $468.39 Million	zł-1.56 Billion ≈ $-428.65 Million	-0.915x	--

About mBank SA

WAR:MBK Poland Banks - Regional

Market Cap

$18.84 Billion

zł68.47 Billion PLN

Market Cap Rank

#1314 Global

#5 in Poland

Share Price

zł1610.00

Change (1 day)

-0.59%

52-Week Range

zł936.80 - zł1667.50

All Time High

zł1667.50