mBank SA (MBK) - Total Liabilities
Based on the latest financial reports, mBank SA (MBK) has total liabilities worth zł268.22 Billion PLN (≈ $73.82 Billion USD) as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore MBK shareholders equity momentum to track the company's year-over-year net asset growth rate.
mBank SA - Total Liabilities Trend (2002–2025)
This chart illustrates how mBank SA's total liabilities have evolved over time, based on quarterly financial data. See mBank SA (MBK) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
mBank SA Competitors by Total Liabilities
The table below lists competitors of mBank SA ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Jentech Precision Industrial Co Ltd
TW:3653
|
Taiwan | NT$4.90 Billion |
|
Annaly Capital Management, Inc.
NYSE:NLY
|
USA | $122.21 Billion |
|
Yangtze Optical Fibre and Cable Joint Stock Ltd Co
SHG:601869
|
China | CN¥16.86 Billion |
|
ING Bank Śląski SA
WAR:ING
|
Poland | zł282.36 Billion |
|
Tech Mahindra Limited
NSE:TECHM
|
India | Rs192.92 Billion |
|
Neste Oil Oyj
HE:NESTE
|
Finland | €8.24 Billion |
|
Wartsila Oyj Abp
HE:WRT1V
|
Finland | €5.39 Billion |
|
Invitation Homes Inc
NYSE:INVH
|
USA | $9.11 Billion |
Liability Composition Analysis (2002–2025)
This chart breaks down mBank SA's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market value of mBank SA.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 12.01 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how mBank SA's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for mBank SA (2002–2025)
The table below shows the annual total liabilities of mBank SA from 2002 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | zł258.84 Billion ≈ $71.24 Billion |
+13.43% |
| 2024-12-31 | zł228.19 Billion ≈ $62.80 Billion |
+7.01% |
| 2023-12-31 | zł213.24 Billion ≈ $58.69 Billion |
+8.15% |
| 2022-12-31 | zł197.18 Billion ≈ $54.27 Billion |
+6.11% |
| 2021-12-31 | zł185.82 Billion ≈ $51.14 Billion |
+19.47% |
| 2020-12-31 | zł155.54 Billion ≈ $42.81 Billion |
+9.10% |
| 2019-12-31 | zł142.57 Billion ≈ $39.24 Billion |
+9.22% |
| 2018-12-31 | zł130.53 Billion ≈ $35.92 Billion |
+11.44% |
| 2017-12-31 | zł117.13 Billion ≈ $32.24 Billion |
-2.95% |
| 2016-12-31 | zł120.69 Billion ≈ $33.22 Billion |
+8.49% |
| 2015-12-31 | zł111.25 Billion ≈ $30.62 Billion |
+4.05% |
| 2014-12-31 | zł106.91 Billion ≈ $29.42 Billion |
+13.71% |
| 2013-12-31 | zł94.03 Billion ≈ $25.88 Billion |
+1.62% |
| 2012-12-31 | zł92.53 Billion ≈ $25.46 Billion |
+1.90% |
| 2011-12-31 | zł90.80 Billion ≈ $24.99 Billion |
+9.45% |
| 2010-12-31 | zł82.97 Billion ≈ $22.83 Billion |
+8.09% |
| 2009-12-31 | zł76.75 Billion ≈ $21.12 Billion |
-2.30% |
| 2008-12-31 | zł78.56 Billion ≈ $21.62 Billion |
+73.30% |
| 2007-12-31 | zł45.33 Billion ≈ $12.48 Billion |
+31.36% |
| 2006-12-31 | zł34.51 Billion ≈ $9.50 Billion |
+12.64% |
| 2005-12-31 | zł30.64 Billion ≈ $8.43 Billion |
-0.52% |
| 2004-12-31 | zł30.80 Billion ≈ $8.48 Billion |
+6.77% |
| 2003-12-31 | zł28.84 Billion ≈ $7.94 Billion |
+12.10% |
| 2002-12-31 | zł25.73 Billion ≈ $7.08 Billion |
-- |
About mBank SA
mBank S.A. provides various banking and financial services in Poland, the Czech Republic, Slovakia, and internationally. The company provides retail, SME, corporate, and investment banking services. It offers banking services, such as personal, savings, currency, investment, and business accounts, as well as various deposits. It also provides debit and credit cards; cash, car, secured, and corpor… Read more