Grenke AG - Asset Resilience Ratio

Latest as of September 2025: 9.57%

Grenke AG (GLJ) has an Asset Resilience Ratio of 9.57% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Grenke AG for a breakdown of total debt and financial obligations.

Liquid Assets

€843.23 Million

≈ $985.83 Million USD Cash + Short-term Investments

Total Assets

€8.81 Billion

≈ $10.31 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2024)

This chart shows how Grenke AG's Asset Resilience Ratio has changed over time. See Grenke AG (GLJ) shareholders funds for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Grenke AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Grenke AG market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€776.03 Million	8.8%
Short-term Investments	€67.20 Million	0.76%
Total Liquid Assets	€843.23 Million	9.57%

Asset Resilience Insights

Limited Liquidity: Grenke AG maintains only 9.57% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Grenke AG Industry Peers by Asset Resilience Ratio

Compare Grenke AG's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Western Union Co NYSE:WU	Credit Services	30.80%
AEON Thana Sinsap (Thailand) Public Company Limited BK:AEONTS	Credit Services	4.75%
Muthoot Microfin Limited NSE:MUTHOOTMF	Credit Services	4.11%
PTC India Financial Services Limited NSE:PFS	Credit Services	16.15%
Arman Financial Services Limited NSE:ARMANFIN	Credit Services	35.70%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
EN Shoham Business Ltd TA:SHOM	Credit Services	0.05%
ALBIS Leasing AG XETRA:ALG	Credit Services	1.19%

Annual Asset Resilience Ratio for Grenke AG (2012–2024)

The table below shows the annual Asset Resilience Ratio data for Grenke AG.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	0.01%	€907.00K ≈ $1.06 Million	€8.22 Billion ≈ $9.61 Billion	+0.00pp
2023-12-31	0.01%	€609.00K ≈ $711.98K	€7.10 Billion ≈ $8.30 Billion	0.00pp
2022-12-31	0.01%	€617.00K ≈ $721.34K	€6.41 Billion ≈ $7.50 Billion	+0.01pp
2021-12-31	0.00%	€300.00K ≈ $350.73K	€6.66 Billion ≈ $7.79 Billion	-0.02pp
2020-12-31	0.02%	€1.59 Million ≈ $1.86 Million	€7.33 Billion ≈ $8.57 Billion	+0.01pp
2019-12-31	0.01%	€1.02 Million ≈ $1.19 Million	€7.15 Billion ≈ $8.36 Billion	-0.03pp
2018-12-31	0.05%	€2.71 Million ≈ $3.17 Million	€5.88 Billion ≈ $6.87 Billion	+0.01pp
2017-12-31	0.04%	€1.78 Million ≈ $2.08 Million	€4.84 Billion ≈ $5.66 Billion	-3.95pp
2016-12-31	3.99%	€158.34 Million ≈ $185.11 Million	€3.97 Billion ≈ $4.64 Billion	+3.96pp
2015-12-31	0.03%	€1.10 Million ≈ $1.28 Million	€3.47 Billion ≈ $4.06 Billion	-0.01pp
2014-12-31	0.04%	€1.28 Million ≈ $1.50 Million	€2.92 Billion ≈ $3.42 Billion	-0.53pp
2013-12-31	0.58%	€15.20 Million ≈ $17.78 Million	€2.64 Billion ≈ $3.08 Billion	-0.38pp
2012-12-31	0.96%	€22.61 Million ≈ $26.43 Million	€2.35 Billion ≈ $2.75 Billion	--

pp = percentage points

About Grenke AG

XETRA:GLJ Germany Credit Services

Market Cap

$656.97 Million

€561.94 Million EUR

Market Cap Rank

#11355 Global

#1268 in Germany

Share Price

€12.72

Change (1 day)

-0.16%

52-Week Range

€12.30 - €18.84

All Time High

€96.49