Grenke AG Asset Resilience Ratio

Latest as of September 2025: 9.57%

Grenke AG asset resilience ratio. Grenke AG (GLJ) has an Asset Resilience Ratio of 9.57% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See GLJ days of operational coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

€843.23 Million
≈ $985.83 Million USD Cash + Short-term Investments

Total Assets

€8.81 Billion
≈ $10.31 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio of Grenke AG (2012–2024)

Asset resilience ratio of Grenke AG from 2012 to 2024. This chart shows how Grenke AG's Asset Resilience Ratio has changed over time. Read Grenke AG total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Grenke AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Grenke AG assets under control.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents €776.03 Million 8.8%
Short-term Investments €67.20 Million 0.76%
Total Liquid Assets €843.23 Million 9.57%

Asset Resilience Insights

  • Limited Liquidity: Grenke AG maintains only 9.57% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Grenke AG Industry Peers by Asset Resilience Ratio

Compare Grenke AG's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Muthoot Finance Limited
NSE:MUTHOOTFIN
Credit Services 6.00%
Gentera S.A.B. de C.V
MX:GENTERA
Credit Services 0.95%
Housing & Urban Development Corporation Limited
NSE:HUDCO
Credit Services 0.10%
Upstart Holdings Inc
NASDAQ:UPST
Credit Services 1.39%
ZIP Co Ltd
AU:ZIP
Credit Services 0.13%
Five-Star Business Finance Limited
NSE:FIVESTAR
Credit Services 4.49%
Latitude Group Holdings Ltd
AU:LFS
Credit Services 3.67%
Direct Finance TA
TA:DIFI
Credit Services 0.01%

Grenke AG Asset Resilience Ratio by Year (2012–2024)

Grenke AG asset resilience ratio by year from 2012 to 2024. The table below shows the annual Asset Resilience Ratio data for Grenke AG.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 0.01% €907.00K
≈ $1.06 Million
€8.22 Billion
≈ $9.61 Billion
+0.00pp
2023-12-31 0.01% €609.00K
≈ $711.98K
€7.10 Billion
≈ $8.30 Billion
0.00pp
2022-12-31 0.01% €617.00K
≈ $721.34K
€6.41 Billion
≈ $7.50 Billion
+0.01pp
2021-12-31 0.00% €300.00K
≈ $350.73K
€6.66 Billion
≈ $7.79 Billion
-0.02pp
2020-12-31 0.02% €1.59 Million
≈ $1.86 Million
€7.33 Billion
≈ $8.57 Billion
+0.01pp
2019-12-31 0.01% €1.02 Million
≈ $1.19 Million
€7.15 Billion
≈ $8.36 Billion
-0.03pp
2018-12-31 0.05% €2.71 Million
≈ $3.17 Million
€5.88 Billion
≈ $6.87 Billion
+0.01pp
2017-12-31 0.04% €1.78 Million
≈ $2.08 Million
€4.84 Billion
≈ $5.66 Billion
-3.95pp
2016-12-31 3.99% €158.34 Million
≈ $185.11 Million
€3.97 Billion
≈ $4.64 Billion
+3.96pp
2015-12-31 0.03% €1.10 Million
≈ $1.28 Million
€3.47 Billion
≈ $4.06 Billion
-0.01pp
2014-12-31 0.04% €1.28 Million
≈ $1.50 Million
€2.92 Billion
≈ $3.42 Billion
-0.53pp
2013-12-31 0.58% €15.20 Million
≈ $17.78 Million
€2.64 Billion
≈ $3.08 Billion
-0.38pp
2012-12-31 0.96% €22.61 Million
≈ $26.43 Million
€2.35 Billion
≈ $2.75 Billion
--
pp = percentage points

About Grenke AG

XETRA:GLJ Germany Credit Services
Market Cap
$526.82 Million
€450.61 Million EUR
Market Cap Rank
#11627 Global
#1308 in Germany
Share Price
€10.20
Change (1 day)
+1.19%
52-Week Range
€9.73 - €15.98
All Time High
€96.49
About

Grenke AG, together with its subsidiaries, provides financial services to small and medium-sized (SME) enterprises in Germany, France, Italy, and internationally. The company is involved in the financing for commercial lessees; leasing, services, protection, and maintenance offers, as well as the resale of used equipment; and small-ticket leasing of IT products, such as PCs, notebooks, servers, m… Read more