Grenke AG (GLJ) — Defensive Interval Ratio

Latest as of September 2025: 117 days

Grenke AG (GLJ) has a Defensive Interval Ratio of 117 days as of September 2025. Defensive assets of €854.60 Million (cash €776.03 Million, short-term investments €67.20 Million, receivables €11.36 Million) cover 117 days of daily cash needs of €7.33 Million/day.

Defensive Interval Ratio

117 days
Days of operational coverage

Defensive Assets

€854.60 Million
Cash + ST Investments + Receivables

Daily Cash Need

€7.33 Million
Current Liabilities ÷ 365

Current Liabilities

€2.67 Billion
EUR

Grenke AG Defensive Interval Ratio (2012–2024)

This chart shows how Grenke AG's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2024. As of September 2025, the ratio stands at 117 days, meaning defensive assets of €854.60 Million can fund 117 days of operations without new revenue. For the complete balance sheet picture, see GLJ asset base.

Annual Defensive Interval Ratio for Grenke AG (2012–2024)

The table below presents the year-by-year Defensive Interval Ratio for Grenke AG from 2012 to 2024, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See GLJ net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2024 12 days €118.55 Million €9.50 Million/day €- €907.00K ▼ -14 days
2023 26 days €147.06 Million €5.60 Million/day €- €609.00K ▼ -330 days
2022 356 days €2.38 Billion €6.69 Million/day €- €617.00K ▼ -17 days
2021 373 days €2.34 Billion €6.27 Million/day €- €300.00K ▼ -60 days
2020 433 days €2.46 Billion €5.68 Million/day €- €1.59 Million ▼ -63 days
2019 496 days €2.53 Billion €5.10 Million/day €- €1.02 Million ▲ +31 days
2018 465 days €2.09 Billion €4.50 Million/day €- €2.71 Million ▲ +2 days
2017 463 days €1.76 Billion €3.81 Million/day €- €1.78 Million ▲ +24 days
2016 439 days €1.60 Billion €3.64 Million/day €156.90 Million €1.44 Million ▲ +63 days
2015 377 days €1.24 Billion €3.29 Million/day €- €1.10 Million ▼ -90 days
2014 467 days €1.09 Billion €2.33 Million/day €- €1.28 Million ▲ +56 days
2013 411 days €990.85 Million €2.41 Million/day €- €15.20 Million ▲ +835 days
2012 -424 days €-881.62 Million €2.08 Million/day €- €22.61 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)