Bank of Ayudhya PCL (BAY) - Cash Flow Conversion Efficiency

Latest as of September 2025: 0.097x

Based on the latest financial reports, Bank of Ayudhya PCL (BAY) has a cash flow conversion efficiency ratio of 0.097x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (฿41.95 Billion ≈ $1.31 Billion USD) by net assets (฿431.70 Billion ≈ $13.46 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Bank of Ayudhya PCL - Cash Flow Conversion Efficiency Trend (2003–2024)

This chart illustrates how Bank of Ayudhya PCL's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read Bank of Ayudhya PCL balance sheet liabilities for a breakdown of total debt and financial obligations.

Bank of Ayudhya PCL Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank of Ayudhya PCL ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
China Oilfield Services Ltd Class A SHG:601808	0.052x
First American Corporation NYSE:FAF	0.067x
Axfood AB ST:AXFO	0.286x
Informatica Inc NYSE:INFA	0.061x
Talkweb Information System Co Ltd SHE:002261	0.178x
Cpi Property Group SA XETRA:O5G	0.029x
Amlogic Shanghai Co Ltd SHG:688099	0.051x
GPT Group AU:GPT	0.025x

Annual Cash Flow Conversion Efficiency for Bank of Ayudhya PCL (2003–2024)

The table below shows the annual cash flow conversion efficiency of Bank of Ayudhya PCL from 2003 to 2024. For the full company profile with market capitalisation and key ratios, see market cap of Bank of Ayudhya PCL.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-12-31	฿395.81 Billion ≈ $12.34 Billion	฿22.41 Billion ≈ $698.50 Million	0.057x	+378.00%
2023-12-31	฿371.45 Billion ≈ $11.58 Billion	฿-7.57 Billion ≈ $-235.80 Million	-0.020x	-1428.67%
2022-12-31	฿341.76 Billion ≈ $10.65 Billion	฿-455.32 Million ≈ $-14.19 Million	-0.001x	-106.29%
2021-12-31	฿2.19 Trillion ≈ $68.32 Billion	฿46.41 Billion ≈ $1.45 Billion	0.021x	-43.62%
2020-12-31	฿2.23 Trillion ≈ $69.41 Billion	฿83.62 Billion ≈ $2.61 Billion	0.038x	+294.01%
2019-12-31	฿1.93 Trillion ≈ $60.06 Billion	฿-37.30 Billion ≈ $-1.16 Billion	-0.019x	-113.37%
2018-12-31	฿243.72 Billion ≈ $7.60 Billion	฿35.28 Billion ≈ $1.10 Billion	0.145x	+286.40%
2017-12-31	฿225.99 Billion ≈ $7.04 Billion	฿-17.55 Billion ≈ $-547.10 Million	-0.078x	-163.33%
2016-12-31	฿208.77 Billion ≈ $6.51 Billion	฿-6.16 Billion ≈ $-191.93 Million	-0.029x	-112.03%
2015-12-31	฿190.75 Billion ≈ $5.95 Billion	฿46.75 Billion ≈ $1.46 Billion	0.245x	+87.67%
2014-12-31	฿131.67 Billion ≈ $4.10 Billion	฿17.20 Billion ≈ $535.97 Million	0.131x	+223.86%
2013-12-31	฿121.65 Billion ≈ $3.79 Billion	฿-12.83 Billion ≈ $-399.79 Million	-0.105x	-119.10%
2012-12-31	฿113.49 Billion ≈ $3.54 Billion	฿62.66 Billion ≈ $1.95 Billion	0.552x	+161.60%
2011-12-31	฿102.70 Billion ≈ $3.20 Billion	฿-92.05 Billion ≈ $-2.87 Billion	-0.896x	-900.62%
2010-12-31	฿99.10 Billion ≈ $3.09 Billion	฿11.10 Billion ≈ $345.84 Million	0.112x	-76.74%
2009-12-31	฿92.59 Billion ≈ $2.89 Billion	฿44.57 Billion ≈ $1.39 Billion	0.481x	+286.62%
2008-12-31	฿85.37 Billion ≈ $2.66 Billion	฿-22.02 Billion ≈ $-686.31 Million	-0.258x	+69.34%
2007-12-31	฿78.07 Billion ≈ $2.43 Billion	฿-65.67 Billion ≈ $-2.05 Billion	-0.841x	-2300.41%
2006-12-31	฿47.15 Billion ≈ $1.47 Billion	฿1.80 Billion ≈ $56.18 Million	0.038x	-77.94%
2005-12-31	฿40.36 Billion ≈ $1.26 Billion	฿7.00 Billion ≈ $218.04 Million	0.173x	-80.60%
2004-12-31	฿33.14 Billion ≈ $1.03 Billion	฿29.61 Billion ≈ $922.86 Million	0.893x	+92.19%
2003-12-31	฿41.82 Billion ≈ $1.30 Billion	฿19.44 Billion ≈ $605.90 Million	0.465x	--

About Bank of Ayudhya PCL

BK:BAY Thailand Banks - Regional

Market Cap

$6.53 Billion

฿209.64 Billion THB

Market Cap Rank

#3011 Global

#18 in Thailand

Share Price

฿28.50

Change (1 day)

+1.79%

52-Week Range

฿20.90 - ฿28.50

All Time High

฿41.79