Bank of Ayudhya PCL (BAY) - Cash Flow Conversion Efficiency

Latest as of March 2026: 0.017x

Based on the latest financial reports, Bank of Ayudhya PCL (BAY) has a cash flow conversion efficiency ratio of 0.017x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (฿7.82 Billion ≈ $243.64 Million USD) by net assets (฿449.80 Billion ≈ $14.02 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see Bank of Ayudhya PCL stock valuation for the company's overall valuation and market capitalisation.

Bank of Ayudhya PCL - Cash Flow Conversion Efficiency Trend (2003–2025)

This chart illustrates how Bank of Ayudhya PCL's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Bank of Ayudhya PCL Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank of Ayudhya PCL ranked by their cash flow conversion efficiency. Explore how high is Bank of Ayudhya PCL's earnings quality to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
Shenzhen Transsion Holdings Co Ltd SHG:688036	0.157x
Quinenco SN:QUINENCO	0.000x
MITSUIO.S.K.LINES ADR/1/2 F:MIL	N/A
Hyundai Rotem Co KO:064350	0.677x
SpareBank 1 Sør-Norge ASA OL:SB1NO	-0.060x
Abivax SA PA:ABVX	-0.118x
Central Pattana Public Company Limited BK:CPN	0.078x
Central Pattana Public Company Limited BK:CPN-R	0.078x

Annual Cash Flow Conversion Efficiency for Bank of Ayudhya PCL (2003–2025)

The table below shows the annual cash flow conversion efficiency of Bank of Ayudhya PCL from 2003 to 2025. View Bank of Ayudhya PCL (BAY) share price today for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	฿440.09 Billion ≈ $13.72 Billion	฿101.16 Billion ≈ $3.15 Billion	0.230x	+305.98%
2024-12-31	฿395.81 Billion ≈ $12.34 Billion	฿22.41 Billion ≈ $698.50 Million	0.057x	-26.69%
2023-12-31	฿371.45 Billion ≈ $11.58 Billion	฿28.69 Billion ≈ $894.14 Million	0.077x	+5896.64%
2022-12-31	฿341.76 Billion ≈ $10.65 Billion	฿-455.32 Million ≈ $-14.19 Million	-0.001x	-100.91%
2021-12-31	฿318.24 Billion ≈ $9.92 Billion	฿46.41 Billion ≈ $1.45 Billion	0.146x	-49.57%
2020-12-31	฿289.18 Billion ≈ $9.01 Billion	฿83.62 Billion ≈ $2.61 Billion	0.289x	+310.97%
2019-12-31	฿272.12 Billion ≈ $8.48 Billion	฿-37.30 Billion ≈ $-1.16 Billion	-0.137x	-194.67%
2018-12-31	฿243.72 Billion ≈ $7.60 Billion	฿35.28 Billion ≈ $1.10 Billion	0.145x	+286.40%
2017-12-31	฿225.99 Billion ≈ $7.04 Billion	฿-17.55 Billion ≈ $-547.10 Million	-0.078x	-163.33%
2016-12-31	฿208.77 Billion ≈ $6.51 Billion	฿-6.16 Billion ≈ $-191.93 Million	-0.029x	-112.03%
2015-12-31	฿190.75 Billion ≈ $5.95 Billion	฿46.75 Billion ≈ $1.46 Billion	0.245x	+87.67%
2014-12-31	฿131.67 Billion ≈ $4.10 Billion	฿17.20 Billion ≈ $535.97 Million	0.131x	+223.76%
2013-12-31	฿121.55 Billion ≈ $3.79 Billion	฿-12.83 Billion ≈ $-399.79 Million	-0.106x	-119.10%
2012-12-31	฿113.39 Billion ≈ $3.53 Billion	฿62.64 Billion ≈ $1.95 Billion	0.552x	+161.63%
2011-12-31	฿102.70 Billion ≈ $3.20 Billion	฿-92.05 Billion ≈ $-2.87 Billion	-0.896x	-967.68%
2010-12-31	฿99.10 Billion ≈ $3.09 Billion	฿10.24 Billion ≈ $319.11 Million	0.103x	-77.73%
2009-12-31	฿92.59 Billion ≈ $2.89 Billion	฿42.94 Billion ≈ $1.34 Billion	0.464x	+284.77%
2008-12-31	฿86.31 Billion ≈ $2.69 Billion	฿-21.67 Billion ≈ $-675.31 Million	-0.251x	+70.16%
2007-12-31	฿78.07 Billion ≈ $2.43 Billion	฿-65.67 Billion ≈ $-2.05 Billion	-0.841x	-2300.41%
2006-12-31	฿47.15 Billion ≈ $1.47 Billion	฿1.80 Billion ≈ $56.18 Million	0.038x	-78.58%
2005-12-31	฿40.37 Billion ≈ $1.26 Billion	฿7.21 Billion ≈ $224.61 Million	0.178x	-80.02%
2004-12-31	฿33.14 Billion ≈ $1.03 Billion	฿29.61 Billion ≈ $922.86 Million	0.893x	+92.19%
2003-12-31	฿41.82 Billion ≈ $1.30 Billion	฿19.44 Billion ≈ $605.90 Million	0.465x	--

About Bank of Ayudhya PCL

BK:BAY Thailand Banks - Regional

Market Cap

$8.83 Billion

฿283.20 Billion THB

Market Cap Rank

#2465 Global

#17 in Thailand

Share Price

฿38.50

Change (1 day)

+0.00%

52-Week Range

฿23.20 - ฿46.75

All Time High

฿46.75