Bank of Ayudhya PCL (BAY) - Cash Flow Conversion Efficiency

Latest as of March 2026: 0.017x

Based on the latest financial reports, Bank of Ayudhya PCL (BAY) has a cash flow conversion efficiency ratio of 0.017x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (฿7.82 Billion ≈ $243.64 Million USD) by net assets (฿449.80 Billion ≈ $14.02 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See BAY days of operational coverage to measure how many days the company can operate on defensive assets alone.

Bank of Ayudhya PCL - Cash Flow Conversion Efficiency Trend (2003–2025)

This chart illustrates how Bank of Ayudhya PCL's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Bank of Ayudhya PCL Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank of Ayudhya PCL ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Ackermans & Van Haaren NV BR:ACKB	0.060x
Charles River Laboratories NYSE:CRL	0.014x
AZUL SA PFD ADR 1 F:8AZA	N/A
Zions Bancorporation NASDAQ:ZION	0.064x
Frontline Ltd OL:FRO	0.113x
Acuity Brands Inc NYSE:AYI	0.031x
Grupo Aeroportuario del Sureste SAB de CV ADR F:AEDA	0.072x
Alstom S.A. PA:ALO	-0.053x

Annual Cash Flow Conversion Efficiency for Bank of Ayudhya PCL (2003–2025)

The table below shows the annual cash flow conversion efficiency of Bank of Ayudhya PCL from 2003 to 2025. For the full company profile with market capitalisation and key ratios, see market cap of Bank of Ayudhya PCL.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	฿440.09 Billion ≈ $13.72 Billion	฿101.16 Billion ≈ $3.15 Billion	0.230x	+305.98%
2024-12-31	฿395.81 Billion ≈ $12.34 Billion	฿22.41 Billion ≈ $698.50 Million	0.057x	-26.69%
2023-12-31	฿371.45 Billion ≈ $11.58 Billion	฿28.69 Billion ≈ $894.14 Million	0.077x	+5896.64%
2022-12-31	฿341.76 Billion ≈ $10.65 Billion	฿-455.32 Million ≈ $-14.19 Million	-0.001x	-100.91%
2021-12-31	฿318.24 Billion ≈ $9.92 Billion	฿46.41 Billion ≈ $1.45 Billion	0.146x	-49.57%
2020-12-31	฿289.18 Billion ≈ $9.01 Billion	฿83.62 Billion ≈ $2.61 Billion	0.289x	+310.97%
2019-12-31	฿272.12 Billion ≈ $8.48 Billion	฿-37.30 Billion ≈ $-1.16 Billion	-0.137x	-194.67%
2018-12-31	฿243.72 Billion ≈ $7.60 Billion	฿35.28 Billion ≈ $1.10 Billion	0.145x	+286.40%
2017-12-31	฿225.99 Billion ≈ $7.04 Billion	฿-17.55 Billion ≈ $-547.10 Million	-0.078x	-163.33%
2016-12-31	฿208.77 Billion ≈ $6.51 Billion	฿-6.16 Billion ≈ $-191.93 Million	-0.029x	-112.03%
2015-12-31	฿190.75 Billion ≈ $5.95 Billion	฿46.75 Billion ≈ $1.46 Billion	0.245x	+87.67%
2014-12-31	฿131.67 Billion ≈ $4.10 Billion	฿17.20 Billion ≈ $535.97 Million	0.131x	+223.76%
2013-12-31	฿121.55 Billion ≈ $3.79 Billion	฿-12.83 Billion ≈ $-399.79 Million	-0.106x	-119.10%
2012-12-31	฿113.39 Billion ≈ $3.53 Billion	฿62.64 Billion ≈ $1.95 Billion	0.552x	+161.63%
2011-12-31	฿102.70 Billion ≈ $3.20 Billion	฿-92.05 Billion ≈ $-2.87 Billion	-0.896x	-967.68%
2010-12-31	฿99.10 Billion ≈ $3.09 Billion	฿10.24 Billion ≈ $319.11 Million	0.103x	-77.73%
2009-12-31	฿92.59 Billion ≈ $2.89 Billion	฿42.94 Billion ≈ $1.34 Billion	0.464x	+284.77%
2008-12-31	฿86.31 Billion ≈ $2.69 Billion	฿-21.67 Billion ≈ $-675.31 Million	-0.251x	+70.16%
2007-12-31	฿78.07 Billion ≈ $2.43 Billion	฿-65.67 Billion ≈ $-2.05 Billion	-0.841x	-2300.41%
2006-12-31	฿47.15 Billion ≈ $1.47 Billion	฿1.80 Billion ≈ $56.18 Million	0.038x	-78.58%
2005-12-31	฿40.37 Billion ≈ $1.26 Billion	฿7.21 Billion ≈ $224.61 Million	0.178x	-80.02%
2004-12-31	฿33.14 Billion ≈ $1.03 Billion	฿29.61 Billion ≈ $922.86 Million	0.893x	+92.19%
2003-12-31	฿41.82 Billion ≈ $1.30 Billion	฿19.44 Billion ≈ $605.90 Million	0.465x	--

About Bank of Ayudhya PCL

BK:BAY Thailand Banks - Regional

Market Cap

$8.77 Billion

฿281.36 Billion THB

Market Cap Rank

#2485 Global

#19 in Thailand

Share Price

฿38.25

Change (1 day)

-0.65%

52-Week Range

฿20.90 - ฿38.50

All Time High

฿41.79