Bank of Ayudhya PCL (BAY) - Total Assets
Based on the latest financial reports, Bank of Ayudhya PCL (BAY) holds total assets worth ฿2.59 Trillion THB (≈ $80.71 Billion USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See BAY net asset value for net asset value and shareholders' equity analysis.
Bank of Ayudhya PCL - Total Assets Trend (2000–2024)
This chart illustrates how Bank of Ayudhya PCL's total assets have evolved over time, based on quarterly financial data.
Bank of Ayudhya PCL - Asset Composition Analysis
Current Asset Composition (December 2024)
Bank of Ayudhya PCL's total assets of ฿2.59 Trillion consist of 15.9% current assets and 84.1% non-current assets.
| Asset Category | Amount (THB) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ฿0.00 | 11.6% |
| Accounts Receivable | ฿758.81 Billion | 29.0% |
| Inventory | ฿0.00 | 0.0% |
| Property, Plant & Equipment | ฿0.00 | 0.0% |
| Intangible Assets | ฿9.14 Billion | 0.4% |
| Goodwill | ฿23.04 Billion | 0.9% |
Asset Composition Trend (2000–2024)
This chart illustrates how Bank of Ayudhya PCL's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see BAY stock market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bank of Ayudhya PCL's current assets represent 15.9% of total assets in 2024, an increase from 0.0% in 2000.
- Cash Position: Cash and equivalents constituted 11.6% of total assets in 2024, up from 2.1% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2000.
- Asset Diversification: The largest asset category is accounts receivable at 29.0% of total assets.
Bank of Ayudhya PCL Competitors by Total Assets
Key competitors of Bank of Ayudhya PCL based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
|
VersaBank
TO:VBNK
|
Canada | CA$6.15 Billion |
|
Bank Agris Tbk
JK:AGRS
|
Indonesia | Rp22.51 Trillion |
|
RMB Holdings Ltd
JSE:RMH
|
South Africa | ZAC720.00 Million |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS
|
Indonesia | Rp21.66 Trillion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$42.00 Trillion |
Bank of Ayudhya PCL - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 246.78 | 0.54 | 0.61 |
| Quick Ratio | 246.78 | 0.83 | 0.61 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ฿1.44 Trillion | ฿-837.57 Billion | ฿-593.14 Billion |
Bank of Ayudhya PCL - Advanced Valuation Insights
This section examines the relationship between Bank of Ayudhya PCL's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.46 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | -5.4% |
| Total Assets | ฿2.62 Trillion |
| Market Capitalization | $6.53 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Bank of Ayudhya PCL's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Bank of Ayudhya PCL's assets decreased by 5.4% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Bank of Ayudhya PCL (2000–2024)
The table below shows the annual total assets of Bank of Ayudhya PCL from 2000 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | ฿2.62 Trillion ≈ $81.67 Billion |
-5.35% |
| 2023-12-31 | ฿2.77 Trillion ≈ $86.29 Billion |
+4.98% |
| 2022-12-31 | ฿2.64 Trillion ≈ $82.19 Billion |
+5.52% |
| 2021-12-31 | ฿2.50 Trillion ≈ $77.90 Billion |
-4.23% |
| 2020-12-31 | ฿2.61 Trillion ≈ $81.33 Billion |
+10.59% |
| 2019-12-31 | ฿2.36 Trillion ≈ $73.55 Billion |
+8.56% |
| 2018-12-31 | ฿2.17 Trillion ≈ $67.75 Billion |
+4.06% |
| 2017-12-31 | ฿2.09 Trillion ≈ $65.11 Billion |
+10.92% |
| 2016-12-31 | ฿1.88 Trillion ≈ $58.70 Billion |
+10.42% |
| 2015-12-31 | ฿1.71 Trillion ≈ $53.16 Billion |
+40.46% |
| 2014-12-31 | ฿1.21 Trillion ≈ $37.85 Billion |
+2.94% |
| 2013-12-31 | ฿1.18 Trillion ≈ $36.77 Billion |
+10.04% |
| 2012-12-31 | ฿1.07 Trillion ≈ $33.41 Billion |
+13.10% |
| 2011-12-31 | ฿947.80 Billion ≈ $29.54 Billion |
+8.96% |
| 2010-12-31 | ฿869.83 Billion ≈ $27.11 Billion |
+11.50% |
| 2009-12-31 | ฿780.13 Billion ≈ $24.32 Billion |
+4.65% |
| 2008-12-31 | ฿745.48 Billion ≈ $23.24 Billion |
+14.27% |
| 2007-12-31 | ฿652.39 Billion ≈ $20.33 Billion |
-2.08% |
| 2006-12-31 | ฿666.23 Billion ≈ $20.77 Billion |
+2.91% |
| 2005-12-31 | ฿647.37 Billion ≈ $20.18 Billion |
+12.52% |
| 2004-12-31 | ฿575.36 Billion ≈ $17.93 Billion |
+9.78% |
| 2003-12-31 | ฿524.12 Billion ≈ $16.34 Billion |
+11.87% |
| 2002-12-31 | ฿468.52 Billion ≈ $14.60 Billion |
+5.63% |
| 2001-12-31 | ฿443.57 Billion ≈ $13.83 Billion |
+1.94% |
| 2000-12-31 | ฿435.11 Billion ≈ $13.56 Billion |
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About Bank of Ayudhya PCL
Bank of Ayudhya Public Company Limited, together with its subsidiaries, provides commercial banking products and services to individuals, corporates, small and medium-sized businesses, and financial institutions. The company operates through Retail, Commercial, and Others segments. The Retail segment offers a range of banking and related financial services, including current and savings accounts,… Read more