Bank of Ayudhya PCL (BAY) - Total Assets

Latest as of March 2026: ฿2.61 Trillion THB ≈ $81.26 Billion USD

Based on the latest financial reports, Bank of Ayudhya PCL (BAY) holds total assets worth ฿2.61 Trillion THB (≈ $81.26 Billion USD) as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Bank of Ayudhya PCL total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Bank of Ayudhya PCL - Total Assets Trend (2000–2025)

This chart illustrates how Bank of Ayudhya PCL's total assets have evolved over time, based on quarterly financial data. Explore BAY long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Bank of Ayudhya PCL - Asset Composition Analysis

Current Asset Composition (December 2025)

Bank of Ayudhya PCL's total assets of ฿2.61 Trillion consist of 10.6% current assets and 89.4% non-current assets.

Asset Category	Amount (THB)	% of Total Assets
Cash & Equivalents	฿0.00	9.0%
Accounts Receivable	฿14.56 Billion	0.6%
Inventory	฿0.00	0.0%
Property, Plant & Equipment	฿0.00	0.0%
Intangible Assets	฿9.95 Billion	0.4%
Goodwill	฿28.97 Billion	1.1%

Asset Composition Trend (2000–2025)

This chart illustrates how Bank of Ayudhya PCL's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see BAY stock market capitalisation.

Show as percentage

Key Asset Composition Facts

Current vs. Non-Current Assets: Bank of Ayudhya PCL's current assets represent 10.6% of total assets in 2025, an increase from 0.0% in 2000.
Cash Position: Cash and equivalents constituted 9.0% of total assets in 2025, up from 2.1% in 2000.
Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2000.
Asset Diversification: The largest asset category is goodwill at 1.1% of total assets.

Bank of Ayudhya PCL Competitors by Total Assets

Key competitors of Bank of Ayudhya PCL based on total assets are shown below.

Company	Country	Total Assets
Standard Bank Group Ltd JSE:SBK	South Africa	ZAC3.41 Trillion
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Mexico	MX$860.26 Billion
BRD Groupe Societe Generale SA RO:BRD	Romania	RON100.52 Billion
Hua Xia Bank Co Ltd SHG:600015	China	CN¥4.88 Trillion
International Bancshares Corporation NASDAQ:IBOC	USA	$16.83 Billion
Judo Capital Holdings Ltd AU:JDO	Australia	AU$16.06 Billion
TF Bank AB ST:TFBANK	Sweden	Skr29.94 Billion
Bank Tabungan Negara Persero JK:BBTN	Indonesia	Rp517.54 Trillion

Bank of Ayudhya PCL - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric	Current	1 Year Ago	5 Years Ago
Current Ratio	1.53	0.64	0.50
Quick Ratio	1.53	0.64	0.50
Cash Ratio	0.00	0.00	0.00
Working Capital	฿96.97 Billion	฿-671.43 Billion	฿-948.38 Billion

Bank of Ayudhya PCL - Advanced Valuation Insights

This section examines the relationship between Bank of Ayudhya PCL's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio	0.64
Latest Market Cap to Assets Ratio	0.00
Asset Growth Rate (YoY)	1.0%
Total Assets	฿2.65 Trillion
Market Capitalization	$8.77 Billion USD

Valuation Analysis

Below Book Valuation: The market values Bank of Ayudhya PCL's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Bank of Ayudhya PCL's assets grew by 1.0% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Bank of Ayudhya PCL (2000–2025)

The table below shows the annual total assets of Bank of Ayudhya PCL from 2000 to 2025.

Year	Total Assets	Change
2025-12-31	฿2.65 Trillion ≈ $82.51 Billion	+1.03%
2024-12-31	฿2.62 Trillion ≈ $81.67 Billion	-5.35%
2023-12-31	฿2.77 Trillion ≈ $86.29 Billion	+4.98%
2022-12-31	฿2.64 Trillion ≈ $82.19 Billion	+5.52%
2021-12-31	฿2.50 Trillion ≈ $77.90 Billion	-4.23%
2020-12-31	฿2.61 Trillion ≈ $81.33 Billion	+10.59%
2019-12-31	฿2.36 Trillion ≈ $73.55 Billion	+8.56%
2018-12-31	฿2.17 Trillion ≈ $67.75 Billion	+4.06%
2017-12-31	฿2.09 Trillion ≈ $65.11 Billion	+10.92%
2016-12-31	฿1.88 Trillion ≈ $58.70 Billion	+10.42%
2015-12-31	฿1.71 Trillion ≈ $53.16 Billion	+40.79%
2014-12-31	฿1.21 Trillion ≈ $37.76 Billion	+2.69%
2013-12-31	฿1.18 Trillion ≈ $36.77 Billion	+10.04%
2012-12-31	฿1.07 Trillion ≈ $33.41 Billion	+13.10%
2011-12-31	฿947.80 Billion ≈ $29.54 Billion	+8.96%
2010-12-31	฿869.83 Billion ≈ $27.11 Billion	+11.50%
2009-12-31	฿780.13 Billion ≈ $24.32 Billion	+4.31%
2008-12-31	฿747.88 Billion ≈ $23.31 Billion	+14.64%
2007-12-31	฿652.39 Billion ≈ $20.33 Billion	-2.09%
2006-12-31	฿666.34 Billion ≈ $20.77 Billion	+2.86%
2005-12-31	฿647.82 Billion ≈ $20.19 Billion	+12.59%
2004-12-31	฿575.36 Billion ≈ $17.93 Billion	+9.78%
2003-12-31	฿524.12 Billion ≈ $16.34 Billion	+11.87%
2002-12-31	฿468.52 Billion ≈ $14.60 Billion	+5.63%
2001-12-31	฿443.57 Billion ≈ $13.83 Billion	+1.94%
2000-12-31	฿435.11 Billion ≈ $13.56 Billion	--

About Bank of Ayudhya PCL

BK:BAY Thailand Banks - Regional

Market Cap

$8.77 Billion

฿281.36 Billion THB

Market Cap Rank

#2488 Global

#19 in Thailand

Share Price

฿38.25

Change (1 day)

+0.00%

52-Week Range

฿20.90 - ฿38.50

All Time High

฿41.79