Bank of Ayudhya PCL (BAY) - Total Liabilities

Latest as of March 2026: ฿2.16 Trillion THB ≈ $67.24 Billion USD

Based on the latest financial reports, Bank of Ayudhya PCL (BAY) has total liabilities worth ฿2.16 Trillion THB (≈ $67.24 Billion USD) as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore long-term investment intensity of Bank of Ayudhya PCL to see how much of total assets are deployed in long-term investments.

Bank of Ayudhya PCL - Total Liabilities Trend (2000–2025)

This chart illustrates how Bank of Ayudhya PCL's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see BAY total asset value.

Bank of Ayudhya PCL Competitors by Total Liabilities

The table below lists competitors of Bank of Ayudhya PCL ranked by their total liabilities.

Company	Country	Total Liabilities
Hyundai Rotem Co KO:064350	Korea	₩5.99 Trillion
MITSUIO.S.K.LINES ADR/1/2 F:MIL	Germany	€2.78 Trillion
Quinenco SN:QUINENCO	Chile	CL$53.62 Trillion
Shenzhen Transsion Holdings Co Ltd SHG:688036	China	CN¥26.32 Billion
SpareBank 1 Sør-Norge ASA OL:SB1NO	Norway	Nkr491.18 Billion
Abivax SA PA:ABVX	France	€117.55 Million
Central Pattana Public Company Limited BK:CPN	Thailand	฿183.36 Billion
Central Pattana Public Company Limited BK:CPN-R	Thailand	฿183.36 Billion

Liability Composition Analysis (2000–2025)

This chart breaks down Bank of Ayudhya PCL's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See BAY equity to assets ratio to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	5.10	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.83	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Bank of Ayudhya PCL's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Bank of Ayudhya PCL (2000–2025)

The table below shows the annual total liabilities of Bank of Ayudhya PCL from 2000 to 2025.

Year	Total Liabilities	Change
2025-12-31	฿2.21 Trillion ≈ $68.79 Billion	-0.77%
2024-12-31	฿2.22 Trillion ≈ $69.33 Billion	-7.20%
2023-12-31	฿2.40 Trillion ≈ $74.71 Billion	+4.43%
2022-12-31	฿2.30 Trillion ≈ $71.54 Billion	+5.24%
2021-12-31	฿2.18 Trillion ≈ $67.98 Billion	-6.00%
2020-12-31	฿2.32 Trillion ≈ $72.32 Billion	+11.15%
2019-12-31	฿2.09 Trillion ≈ $65.06 Billion	+8.16%
2018-12-31	฿1.93 Trillion ≈ $60.15 Billion	+3.60%
2017-12-31	฿1.86 Trillion ≈ $58.06 Billion	+11.25%
2016-12-31	฿1.67 Trillion ≈ $52.19 Billion	+10.54%
2015-12-31	฿1.51 Trillion ≈ $47.21 Billion	+40.30%
2014-12-31	฿1.08 Trillion ≈ $33.65 Billion	+2.05%
2013-12-31	฿1.06 Trillion ≈ $32.98 Billion	+10.38%
2012-12-31	฿958.60 Billion ≈ $29.88 Billion	+13.43%
2011-12-31	฿845.10 Billion ≈ $26.34 Billion	+9.65%
2010-12-31	฿770.73 Billion ≈ $24.02 Billion	+12.10%
2009-12-31	฿687.55 Billion ≈ $21.43 Billion	+3.93%
2008-12-31	฿661.57 Billion ≈ $20.62 Billion	+15.19%
2007-12-31	฿574.32 Billion ≈ $17.90 Billion	-7.25%
2006-12-31	฿619.20 Billion ≈ $19.30 Billion	+1.93%
2005-12-31	฿607.44 Billion ≈ $18.93 Billion	+12.03%
2004-12-31	฿542.21 Billion ≈ $16.90 Billion	+12.42%
2003-12-31	฿482.30 Billion ≈ $15.03 Billion	+6.84%
2002-12-31	฿451.43 Billion ≈ $14.07 Billion	+5.41%
2001-12-31	฿428.26 Billion ≈ $13.35 Billion	+2.05%
2000-12-31	฿419.64 Billion ≈ $13.08 Billion	--

About Bank of Ayudhya PCL

BK:BAY Thailand Banks - Regional

Market Cap

$8.83 Billion

฿283.20 Billion THB

Market Cap Rank

#2465 Global

#17 in Thailand

Share Price

฿38.50

Change (1 day)

+0.00%

52-Week Range

฿23.20 - ฿46.75

All Time High

฿46.75