Bank of Ayudhya PCL Asset Resilience Ratio
Bank of Ayudhya PCL asset resilience ratio. Bank of Ayudhya PCL (BAY) has an Asset Resilience Ratio of 4.94% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Bank of Ayudhya PCL to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Bank of Ayudhya PCL (2000–2025)
Asset resilience ratio of Bank of Ayudhya PCL from 2000 to 2025. This chart shows how Bank of Ayudhya PCL's Asset Resilience Ratio has changed over time. Read BAY current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Bank of Ayudhya PCL's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Bank of Ayudhya PCL total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ฿0.00 | 0% |
| Short-term Investments | ฿128.81 Billion | 4.94% |
| Total Liquid Assets | ฿128.81 Billion | 4.94% |
Asset Resilience Insights
- Limited Liquidity: Bank of Ayudhya PCL maintains only 4.94% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank of Ayudhya PCL Industry Peers by Asset Resilience Ratio
Compare Bank of Ayudhya PCL's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Bank of Ayudhya PCL Asset Resilience Ratio by Year (2000–2025)
Bank of Ayudhya PCL asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Bank of Ayudhya PCL.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.04% | ฿27.52 Billion ≈ $857.68 Million |
฿2.65 Trillion ≈ $82.51 Billion |
-3.28pp |
| 2024-12-31 | 4.32% | ฿113.10 Billion ≈ $3.53 Billion |
฿2.62 Trillion ≈ $81.67 Billion |
-0.29pp |
| 2023-12-31 | 4.61% | ฿127.67 Billion ≈ $3.98 Billion |
฿2.77 Trillion ≈ $86.29 Billion |
-0.87pp |
| 2022-12-31 | 5.49% | ฿144.65 Billion ≈ $4.51 Billion |
฿2.64 Trillion ≈ $82.19 Billion |
-1.75pp |
| 2021-12-31 | 7.24% | ฿180.83 Billion ≈ $5.64 Billion |
฿2.50 Trillion ≈ $77.90 Billion |
+1.27pp |
| 2020-12-31 | 5.96% | ฿155.64 Billion ≈ $4.85 Billion |
฿2.61 Trillion ≈ $81.33 Billion |
+1.61pp |
| 2019-12-31 | 4.35% | ฿102.72 Billion ≈ $3.20 Billion |
฿2.36 Trillion ≈ $73.55 Billion |
-1.03pp |
| 2018-12-31 | 5.39% | ฿117.10 Billion ≈ $3.65 Billion |
฿2.17 Trillion ≈ $67.75 Billion |
+2.19pp |
| 2017-12-31 | 3.20% | ฿66.80 Billion ≈ $2.08 Billion |
฿2.09 Trillion ≈ $65.11 Billion |
-2.88pp |
| 2016-12-31 | 6.08% | ฿114.50 Billion ≈ $3.57 Billion |
฿1.88 Trillion ≈ $58.70 Billion |
-0.24pp |
| 2015-12-31 | 6.32% | ฿107.76 Billion ≈ $3.36 Billion |
฿1.71 Trillion ≈ $53.16 Billion |
+1.70pp |
| 2014-12-31 | 4.62% | ฿55.94 Billion ≈ $1.74 Billion |
฿1.21 Trillion ≈ $37.76 Billion |
-1.36pp |
| 2013-12-31 | 5.98% | ฿70.50 Billion ≈ $2.20 Billion |
฿1.18 Trillion ≈ $36.77 Billion |
-0.71pp |
| 2012-12-31 | 6.69% | ฿71.73 Billion ≈ $2.24 Billion |
฿1.07 Trillion ≈ $33.41 Billion |
-1.08pp |
| 2011-12-31 | 7.77% | ฿73.66 Billion ≈ $2.30 Billion |
฿947.80 Billion ≈ $29.54 Billion |
+4.43pp |
| 2010-12-31 | 3.34% | ฿29.04 Billion ≈ $905.28 Million |
฿869.83 Billion ≈ $27.11 Billion |
+0.42pp |
| 2009-12-31 | 2.92% | ฿22.78 Billion ≈ $710.03 Million |
฿780.13 Billion ≈ $24.32 Billion |
-0.71pp |
| 2008-12-31 | 3.63% | ฿27.15 Billion ≈ $846.28 Million |
฿747.88 Billion ≈ $23.31 Billion |
+0.14pp |
| 2007-12-31 | 3.49% | ฿22.80 Billion ≈ $710.66 Million |
฿652.39 Billion ≈ $20.33 Billion |
-0.74pp |
| 2006-12-31 | 4.24% | ฿28.24 Billion ≈ $880.13 Million |
฿666.34 Billion ≈ $20.77 Billion |
+0.79pp |
| 2005-12-31 | 3.45% | ฿22.34 Billion ≈ $696.47 Million |
฿647.82 Billion ≈ $20.19 Billion |
-0.83pp |
| 2004-12-31 | 4.28% | ฿24.63 Billion ≈ $767.71 Million |
฿575.36 Billion ≈ $17.93 Billion |
+0.24pp |
| 2003-12-31 | 4.04% | ฿21.18 Billion ≈ $660.26 Million |
฿524.12 Billion ≈ $16.34 Billion |
+3.35pp |
| 2002-12-31 | 0.69% | ฿3.25 Billion ≈ $101.30 Million |
฿468.52 Billion ≈ $14.60 Billion |
-0.94pp |
| 2001-12-31 | 1.64% | ฿7.26 Billion ≈ $226.16 Million |
฿443.57 Billion ≈ $13.83 Billion |
-3.91pp |
| 2000-12-31 | 5.54% | ฿24.11 Billion ≈ $751.64 Million |
฿435.11 Billion ≈ $13.56 Billion |
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About Bank of Ayudhya PCL
Bank of Ayudhya Public Company Limited, together with its subsidiaries, provides commercial banking products and services to individuals, corporates, small and medium-sized businesses, and financial institutions. The company operates through Retail, Commercial, and Others segments. The Retail segment offers a range of banking and related financial services, such as current and savings accounts, f… Read more