Pioneer Credit Ltd Cash Flow Quality Index
Pioneer Credit Ltd cash flow quality index. Pioneer Credit Ltd (PNC) has a Cash Flow Quality Index of 0.07x as of December 2025. Operating cash flow of AU$684.00K is below net income of AU$10.18 Million, suggesting accrual-heavy earnings not yet converted to cash. See PNC FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Pioneer Credit Ltd (2013–2025)
Cash flow quality index of Pioneer Credit Ltd from 2013 to 2025. Historical Cash Flow Quality Index for Pioneer Credit Ltd across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Pioneer Credit Ltd debt service capacity to assess how comfortably operating cash covers total debt obligations.
Pioneer Credit Ltd Cash Flow Quality Index by Year (2013–2025)
Pioneer Credit Ltd cash flow quality index by year from 2013 to 2025. Year-by-year earnings quality comparison for Pioneer Credit Ltd. For the full cash flow conversion analysis, see Pioneer Credit Ltd cash conversion from operations.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.89x | AU$-12.59 Million | AU$6.66 Million | ▲ +98.4% |
| 2023 | -120.26x | AU$-19.96 Million | AU$166.00K | ▼ -1193.4% |
| 2019 | 11.00x | AU$47.09 Million | AU$4.28 Million | ▲ +299.1% |
| 2018 | 2.76x | AU$48.51 Million | AU$17.60 Million | ▲ +11.1% |
| 2017 | 2.48x | AU$26.68 Million | AU$10.75 Million | ▼ -4.8% |
| 2016 | 2.61x | AU$24.63 Million | AU$9.45 Million | ▼ -31.2% |
| 2015 | 3.79x | AU$28.18 Million | AU$7.44 Million | ▼ -82.4% |
| 2014 | 21.50x | AU$22.51 Million | AU$1.05 Million | ▲ +500.2% |
| 2013 | 3.58x | AU$12.61 Million | AU$3.52 Million | — |