Pioneer Credit Ltd (PNC) — Cash Flow Quality Index
Pioneer Credit Ltd (PNC) has a Cash Flow Quality Index of 0.07x as of December 2025. Operating cash flow of AU$684.00K is below net income of AU$10.18 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Pioneer Credit Ltd (PNC) investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Pioneer Credit Ltd Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for Pioneer Credit Ltd across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Pioneer Credit Ltd tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Pioneer Credit Ltd (2013–2025)
Year-by-year earnings quality comparison for Pioneer Credit Ltd. For live market cap and the full company financial profile, see how much is Pioneer Credit Ltd worth.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.89x | AU$-12.59 Million | AU$6.66 Million | ▲ +98.4% |
| 2023 | -120.26x | AU$-19.96 Million | AU$166.00K | ▼ -1193.4% |
| 2019 | 11.00x | AU$47.09 Million | AU$4.28 Million | ▲ +299.1% |
| 2018 | 2.76x | AU$48.51 Million | AU$17.60 Million | ▲ +11.1% |
| 2017 | 2.48x | AU$26.68 Million | AU$10.75 Million | ▼ -4.8% |
| 2016 | 2.61x | AU$24.63 Million | AU$9.45 Million | ▼ -31.2% |
| 2015 | 3.79x | AU$28.18 Million | AU$7.44 Million | ▼ -82.4% |
| 2014 | 21.50x | AU$22.51 Million | AU$1.05 Million | ▲ +500.2% |
| 2013 | 3.58x | AU$12.61 Million | AU$3.52 Million | — |