Pioneer Credit Ltd (PNC) — Free Cash Flow Generation Index

Latest as of December 2025: 0.98x

Pioneer Credit Ltd (PNC) has a Free Cash Flow Generation Index of 0.98x as of December 2025. Free cash flow of AU$671.00K represents 1% of operating cash flow (AU$684.00K). See Pioneer Credit Ltd (PNC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.98x
Free Cash Flow / Operating CF

Free Cash Flow

AU$671.00K
AUD

Operating Cash Flow

AU$684.00K
AUD

Capital Expenditures

AU$13.00K
AUD

Pioneer Credit Ltd Free Cash Flow Generation Index (2013–2020)

Historical FCF Generation Index trend for Pioneer Credit Ltd across 8 annual periods. Explore PNC debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Pioneer Credit Ltd (2013–2020)

Year-by-year Free Cash Flow Generation Index for Pioneer Credit Ltd. For the full company profile including market capitalisation, see PNC market cap overview.

Year FCG Index Free Cash Flow (AUD) Operating CF Capital Expenditures YoY Change
2020 0.99x AU$57.32 Million AU$57.98 Million AU$662.00K ▲ +3.8%
2019 0.95x AU$44.84 Million AU$47.09 Million AU$2.25 Million ▲ +2.6%
2018 0.93x AU$45.01 Million AU$48.51 Million AU$3.50 Million ▼ -6.8%
2017 1.00x AU$26.56 Million AU$26.68 Million AU$115.00K ▲ +4.0%
2016 0.96x AU$23.57 Million AU$24.63 Million AU$1.06 Million ▲ +12.7%
2015 0.85x AU$23.92 Million AU$28.18 Million AU$4.26 Million ▼ -11.5%
2014 0.96x AU$21.59 Million AU$22.51 Million AU$927.00K ▲ +3.3%
2013 0.93x AU$11.70 Million AU$12.61 Million AU$911.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).