Pioneer Credit Ltd (PNC) — Free Cash Flow Generation Index

Latest as of December 2025: 0.98x

Pioneer Credit Ltd (PNC) has a Free Cash Flow Generation Index of 0.98x as of December 2025. Free cash flow of AU$671.00K represents 1% of operating cash flow (AU$684.00K). Explore Pioneer Credit Ltd capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.98x
Free Cash Flow / Operating CF

Free Cash Flow

AU$671.00K
AUD

Operating Cash Flow

AU$684.00K
AUD

Capital Expenditures

AU$13.00K
AUD

Pioneer Credit Ltd Free Cash Flow Generation Index (2013–2020)

Historical FCF Generation Index trend for Pioneer Credit Ltd across 8 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Pioneer Credit Ltd.

Annual Free Cash Flow Generation for Pioneer Credit Ltd (2013–2020)

Year-by-year Free Cash Flow Generation Index for Pioneer Credit Ltd. Check how aggressively does Pioneer Credit Ltd reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (AUD) Operating CF Capital Expenditures YoY Change
2020 0.99x AU$57.32 Million AU$57.98 Million AU$662.00K ▲ +3.8%
2019 0.95x AU$44.84 Million AU$47.09 Million AU$2.25 Million ▲ +2.6%
2018 0.93x AU$45.01 Million AU$48.51 Million AU$3.50 Million ▼ -6.8%
2017 1.00x AU$26.56 Million AU$26.68 Million AU$115.00K ▲ +4.0%
2016 0.96x AU$23.57 Million AU$24.63 Million AU$1.06 Million ▲ +12.7%
2015 0.85x AU$23.92 Million AU$28.18 Million AU$4.26 Million ▼ -11.5%
2014 0.96x AU$21.59 Million AU$22.51 Million AU$927.00K ▲ +3.3%
2013 0.93x AU$11.70 Million AU$12.61 Million AU$911.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).