Banco Macro SA B (BMA) — Cash Flow Quality Index

Latest as of June 2025: -3.16x

Banco Macro SA B (BMA) has a Cash Flow Quality Index of -3.16x as of June 2025. Operating cash flow of AR$-472.53 Billion is below net income of AR$149.54 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BMA long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-3.16x
Operating CF / Net Income

Operating Cash Flow

AR$-472.53 Billion
ARS

Net Income

AR$149.54 Billion
ARS

Data as of

Jun 2025
Most recent filing

Banco Macro SA B Cash Flow Quality Index (2015–2024)

Historical Cash Flow Quality Index for Banco Macro SA B across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Banco Macro SA B (BMA) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Banco Macro SA B (2015–2024)

Year-by-year earnings quality comparison for Banco Macro SA B. For live market cap and the full company financial profile, see market cap of Banco Macro SA B.

Year Quality Index Operating CF (ARS) Net Income YoY Change
2024 6.15x AR$2.00 Trillion AR$325.50 Billion ▲ +107.0%
2023 -87.67x AR$-85.23 Billion AR$972.16 Million ▼ -1101.5%
2022 8.75x AR$1.61 Trillion AR$184.18 Billion ▲ +370.1%
2021 1.86x AR$271.77 Billion AR$145.94 Billion ▼ -39.0%
2020 3.05x AR$351.90 Billion AR$115.26 Billion ▼ -22.2%
2019 3.92x AR$160.04 Billion AR$40.80 Billion ▲ +351.1%
2018 -1.56x AR$-24.57 Billion AR$15.73 Billion ▲ +60.6%
2017 -3.97x AR$-23.55 Billion AR$5.94 Billion ▼ -305.4%
2016 1.93x AR$12.63 Billion AR$6.54 Billion ▲ +112.4%
2015 0.91x AR$4.55 Billion AR$5.01 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.