Banco Macro SA B Financial Flexibility Index
Banco Macro SA B financial flexibility index. Banco Macro SA B (BMA) has a Financial Flexibility Index of 0.04x as of September 2025. Free cash flow of AR$560.88 Billion (operating CF AR$515.68 Billion minus capex AR$45.19 Billion) represents 0% of total liabilities (AR$15.80 Trillion). See BMA free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Banco Macro SA B (2015–2024)
Financial flexibility index of Banco Macro SA B from 2015 to 2024. Historical Financial Flexibility Index trend for Banco Macro SA B across 10 annual periods. Check BMA operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Banco Macro SA B Financial Flexibility Index by Year (2015–2024)
Banco Macro SA B financial flexibility index by year from 2015 to 2024. Year-by-year free cash flow to debt coverage for Banco Macro SA B. For the full cash flow conversion analysis, see BMA cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (ARS) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.20x | AR$2.13 Trillion | AR$2.00 Trillion | AR$10.44 Trillion | ▲ +3481.1% |
| 2023 | -0.01x | AR$-28.16 Billion | AR$-85.23 Billion | AR$4.67 Trillion | ▼ -100.1% |
| 2022 | 6.03x | AR$1.69 Trillion | AR$1.61 Trillion | AR$280.10 Billion | ▲ +97.0% |
| 2021 | 3.06x | AR$313.58 Billion | AR$271.77 Billion | AR$102.52 Billion | ▼ -39.1% |
| 2020 | 5.02x | AR$362.70 Billion | AR$351.90 Billion | AR$72.23 Billion | ▲ +926.3% |
| 2019 | 0.49x | AR$165.67 Billion | AR$160.04 Billion | AR$338.60 Billion | ▲ +728.6% |
| 2018 | -0.08x | AR$-22.60 Billion | AR$-24.57 Billion | AR$290.32 Billion | ▲ +31.6% |
| 2017 | -0.11x | AR$-20.61 Billion | AR$-23.55 Billion | AR$181.11 Billion | ▼ -216.0% |
| 2016 | 0.10x | AR$13.03 Billion | AR$12.63 Billion | AR$132.89 Billion | ▲ +76.7% |
| 2015 | 0.06x | AR$4.94 Billion | AR$4.55 Billion | AR$88.95 Billion | — |