Banco Macro SA B (BMA) — Financial Flexibility Index
Banco Macro SA B (BMA) has a Financial Flexibility Index of 0.04x as of September 2025. Free cash flow of AR$560.88 Billion (operating CF AR$515.68 Billion minus capex AR$45.19 Billion) represents 0% of total liabilities (AR$15.80 Trillion). Check BMA cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco Macro SA B Financial Flexibility Index (2015–2024)
Historical Financial Flexibility Index trend for Banco Macro SA B across 10 annual periods. For the full cash flow conversion analysis, see Banco Macro SA B (BMA) cash conversion ratio.
Annual Financial Flexibility Index for Banco Macro SA B (2015–2024)
Year-by-year free cash flow to debt coverage for Banco Macro SA B. Explore BMA operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ARS) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.20x | AR$2.13 Trillion | AR$2.00 Trillion | AR$10.44 Trillion | ▲ +3481.1% |
| 2023 | -0.01x | AR$-28.16 Billion | AR$-85.23 Billion | AR$4.67 Trillion | ▼ -100.1% |
| 2022 | 6.03x | AR$1.69 Trillion | AR$1.61 Trillion | AR$280.10 Billion | ▲ +97.0% |
| 2021 | 3.06x | AR$313.58 Billion | AR$271.77 Billion | AR$102.52 Billion | ▼ -39.1% |
| 2020 | 5.02x | AR$362.70 Billion | AR$351.90 Billion | AR$72.23 Billion | ▲ +926.3% |
| 2019 | 0.49x | AR$165.67 Billion | AR$160.04 Billion | AR$338.60 Billion | ▲ +728.6% |
| 2018 | -0.08x | AR$-22.60 Billion | AR$-24.57 Billion | AR$290.32 Billion | ▲ +31.6% |
| 2017 | -0.11x | AR$-20.61 Billion | AR$-23.55 Billion | AR$181.11 Billion | ▼ -216.0% |
| 2016 | 0.10x | AR$13.03 Billion | AR$12.63 Billion | AR$132.89 Billion | ▲ +76.7% |
| 2015 | 0.06x | AR$4.94 Billion | AR$4.55 Billion | AR$88.95 Billion | — |