VP Bank AG (3VFN) — Cash Flow Quality Index
VP Bank AG (3VFN) has a Cash Flow Quality Index of 12.33x as of June 2023. Operating cash flow of €156.98 Million exceeds net income of €12.73 Million, indicating high earnings quality where cash backs reported profits. Explore 3VFN long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
VP Bank AG Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for VP Bank AG across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check VP Bank AG tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for VP Bank AG (2017–2025)
Year-by-year earnings quality comparison for VP Bank AG. For live market cap and the full company financial profile, see 3VFN market cap.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 11.62x | €546.40 Million | €47.02 Million | ▲ +121.4% |
| 2024 | -54.23x | €-1.00 Billion | €18.47 Million | ▼ -548.4% |
| 2023 | -8.36x | €-369.78 Million | €44.21 Million | ▼ -327.4% |
| 2022 | 3.68x | €147.84 Million | €40.20 Million | ▲ +315.5% |
| 2021 | -1.71x | €-86.43 Million | €50.64 Million | ▲ +70.9% |
| 2020 | -5.88x | €-244.53 Million | €41.62 Million | ▼ -236.1% |
| 2019 | 4.32x | €317.56 Million | €73.54 Million | ▲ +133.9% |
| 2018 | -12.74x | €-696.99 Million | €54.72 Million | ▼ -242.9% |
| 2017 | 8.92x | €586.45 Million | €65.77 Million | — |