VP Bank AG (3VFN) — Cash Flow Quality Index
VP Bank AG (3VFN) has a Cash Flow Quality Index of 12.33x as of June 2023. Operating cash flow of €156.98 Million exceeds net income of €12.73 Million, indicating high earnings quality where cash backs reported profits. Explore 3VFN cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
VP Bank AG Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for VP Bank AG across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check VP Bank AG (3VFN) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for VP Bank AG (2017–2025)
Year-by-year earnings quality comparison for VP Bank AG. For live market cap and the full company financial profile, see market value of VP Bank AG.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 11.62x | €546.40 Million | €47.02 Million | ▲ +121.4% |
| 2024 | -54.23x | €-1.00 Billion | €18.47 Million | ▼ -548.4% |
| 2023 | -8.36x | €-369.78 Million | €44.21 Million | ▼ -327.4% |
| 2022 | 3.68x | €147.84 Million | €40.20 Million | ▲ +315.5% |
| 2021 | -1.71x | €-86.43 Million | €50.64 Million | ▲ +70.9% |
| 2020 | -5.88x | €-244.53 Million | €41.62 Million | ▼ -236.1% |
| 2019 | 4.32x | €317.56 Million | €73.54 Million | ▲ +133.9% |
| 2018 | -12.74x | €-696.99 Million | €54.72 Million | ▼ -242.9% |
| 2017 | 8.92x | €586.45 Million | €65.77 Million | — |