VP Bank AG (3VFN) — Cash Flow Quality Index
Latest as of June 2023:
12.33x
VP Bank AG (3VFN) has a Cash Flow Quality Index of 12.33x as of June 2023. Operating cash flow of €156.98 Million exceeds net income of €12.73 Million, indicating high earnings quality where cash backs reported profits. Explore 3VFN debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
12.33x
Operating CF / Net Income
Operating Cash Flow
€156.98 Million
EUR
Net Income
€12.73 Million
EUR
Data as of
Jun 2023
Most recent filing
VP Bank AG Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for VP Bank AG across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see VP Bank AG operating cash flow efficiency.
Annual Cash Flow Quality Index for VP Bank AG (2017–2025)
Year-by-year earnings quality comparison for VP Bank AG.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 11.62x | €546.40 Million | €47.02 Million | ▲ +121.4% |
| 2024 | -54.23x | €-1.00 Billion | €18.47 Million | ▼ -548.4% |
| 2023 | -8.36x | €-369.78 Million | €44.21 Million | ▼ -327.4% |
| 2022 | 3.68x | €147.84 Million | €40.20 Million | ▲ +315.5% |
| 2021 | -1.71x | €-86.43 Million | €50.64 Million | ▲ +70.9% |
| 2020 | -5.88x | €-244.53 Million | €41.62 Million | ▼ -236.1% |
| 2019 | 4.32x | €317.56 Million | €73.54 Million | ▲ +133.9% |
| 2018 | -12.74x | €-696.99 Million | €54.72 Million | ▼ -242.9% |
| 2017 | 8.92x | €586.45 Million | €65.77 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.