VP Bank AG (3VFN) — Net Asset Quality Index
VP Bank AG (3VFN) has a Net Asset Quality Index of 11.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €10.68 Billion minus total liabilities of €9.50 Billion yields net assets of €1.18 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See 3VFN days of operational coverage to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
VP Bank AG Net Asset Quality Index Over Time (2017–2025)
This chart shows how VP Bank AG's Net Asset Quality Index has evolved across 9 annual periods from 2017 to 2025. As of December 2025, the index stands at 11.0%, representing net assets of €1.18 Billion against total assets of €10.68 Billion EUR. Explore VP Bank AG (3VFN) cash flow conversion to assess how effectively this company generates cash.
Annual Net Asset Quality Index for VP Bank AG (2017–2025)
The table below presents the year-by-year Net Asset Quality Index for VP Bank AG from 2017 to 2025, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see 3VFN market cap.
| Year | Quality Index | Net Assets (EUR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 11.0% | €1.18 Billion | €10.68 Billion | €9.50 Billion | ▲ +0.5 pp |
| 2024 | 10.5% | €1.12 Billion | €10.64 Billion | €9.52 Billion | ▲ +0.8 pp |
| 2023 | 9.7% | €1.11 Billion | €11.45 Billion | €10.34 Billion | ▲ +0.9 pp |
| 2022 | 8.7% | €1.10 Billion | €12.63 Billion | €11.53 Billion | ▲ +0.5 pp |
| 2021 | 8.2% | €1.09 Billion | €13.20 Billion | €12.11 Billion | ▲ +0.6 pp |
| 2020 | 7.6% | €1.03 Billion | €13.52 Billion | €12.50 Billion | ▼ -0.1 pp |
| 2019 | 7.7% | €1.03 Billion | €13.40 Billion | €12.37 Billion | ▼ -0.2 pp |
| 2018 | 7.9% | €981.58 Million | €12.43 Billion | €11.45 Billion | ▲ +0.1 pp |
| 2017 | 7.8% | €994.18 Million | €12.78 Billion | €11.78 Billion | — |