VP Bank AG (3VFN) — Tangible Net Worth Ratio
VP Bank AG (3VFN) has a Tangible Net Worth Ratio of 96.0% as of December 2025. This metric is calculated by deducting intangible assets (€47.06 Million) from net assets (€1.18 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See VP Bank AG shareholders equity for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
VP Bank AG Tangible Net Worth Ratio (2017–2025)
This chart shows how VP Bank AG's Tangible Net Worth Ratio has changed across 9 annual periods from 2017 to 2025. As of December 2025, the ratio stands at 96.0%, reflecting net assets of €1.18 Billion with intangible assets of €47.06 Million EUR. Also explore VP Bank AG equity growth rate to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for VP Bank AG (2017–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for VP Bank AG from 2017 to 2025, covering 9 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see market value of VP Bank AG.
| Year | Tangible NW Ratio | Net Assets (EUR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 96.0% | €1.18 Billion | €47.06 Million | €10.68 Billion | ▲ +0.6 pp |
| 2024 | 95.4% | €1.12 Billion | €51.27 Million | €10.64 Billion | ▲ +0.8 pp |
| 2023 | 94.6% | €1.11 Billion | €59.82 Million | €11.45 Billion | ▲ +1.2 pp |
| 2022 | 93.4% | €1.10 Billion | €72.28 Million | €12.63 Billion | ▼ -0.5 pp |
| 2021 | 93.9% | €1.09 Billion | €65.74 Million | €13.20 Billion | ▼ -1.3 pp |
| 2020 | 95.2% | €1.03 Billion | €49.09 Million | €13.52 Billion | ▼ -0.5 pp |
| 2019 | 95.7% | €1.03 Billion | €44.60 Million | €13.40 Billion | ▼ -0.2 pp |
| 2018 | 95.9% | €981.58 Million | €40.64 Million | €12.43 Billion | ▲ +0.3 pp |
| 2017 | 95.6% | €994.18 Million | €43.70 Million | €12.78 Billion | — |