Postal Savings Bank of China Co Ltd (3YB) — Cash Flow Quality Index
Postal Savings Bank of China Co Ltd (3YB) has a Cash Flow Quality Index of 5.73x as of December 2025. Operating cash flow of €62.08 Billion exceeds net income of €10.84 Billion, indicating high earnings quality where cash backs reported profits. Explore Postal Savings Bank of China Co Ltd (3YB) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Postal Savings Bank of China Co Ltd Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for Postal Savings Bank of China Co Ltd across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Postal Savings Bank of China Co Ltd generate cash.
Annual Cash Flow Quality Index for Postal Savings Bank of China Co Ltd (2017–2025)
Year-by-year earnings quality comparison for Postal Savings Bank of China Co Ltd.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 4.71x | €412.06 Billion | €87.40 Billion | ▲ +2.6% |
| 2024 | 4.59x | €397.28 Billion | €86.48 Billion | ▲ +50.5% |
| 2023 | 3.05x | €263.34 Billion | €86.27 Billion | ▲ +132.0% |
| 2022 | -9.55x | €-813.87 Billion | €85.22 Billion | ▲ +22.7% |
| 2021 | -12.36x | €-941.36 Billion | €76.17 Billion | ▲ +10.7% |
| 2020 | -13.85x | €-888.98 Billion | €64.20 Billion | ▼ -38.0% |
| 2019 | -10.03x | €-611.23 Billion | €60.93 Billion | ▼ -384.4% |
| 2018 | 3.53x | €184.50 Billion | €52.31 Billion | ▲ +117.8% |
| 2017 | -19.77x | €-942.46 Billion | €47.68 Billion | — |