Postal Savings Bank of China Co Ltd (3YB) — Financial Flexibility Index

Latest as of December 2025: 0.00x

Postal Savings Bank of China Co Ltd (3YB) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of €68.24 Billion (operating CF €62.08 Billion minus capex €6.16 Billion) represents 0% of total liabilities (€17.52 Trillion). Check 3YB strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

€68.24 Billion
Operating CF − Capex

Total Liabilities

€17.52 Trillion
EUR

Capital Expenditures

€6.16 Billion
EUR

Postal Savings Bank of China Co Ltd Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for Postal Savings Bank of China Co Ltd across 9 annual periods. See 3YB net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Postal Savings Bank of China Co Ltd (2017–2025)

Year-by-year free cash flow to debt coverage for Postal Savings Bank of China Co Ltd. For the full company profile including market capitalisation, see Postal Savings Bank of China Co Ltd market capitalisation.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.02x €425.82 Billion €412.06 Billion €17.52 Trillion ▼ -6.6%
2024 0.03x €417.63 Billion €397.28 Billion €16.05 Trillion ▲ +39.1%
2023 0.02x €276.30 Billion €263.34 Billion €14.77 Trillion ▲ +130.9%
2022 -0.06x €-801.47 Billion €-813.87 Billion €13.24 Trillion ▲ +23.0%
2021 -0.08x €-927.51 Billion €-941.36 Billion €11.79 Trillion ▲ +4.7%
2020 -0.08x €-881.41 Billion €-888.98 Billion €10.68 Trillion ▼ -32.0%
2019 -0.06x €-604.49 Billion €-611.23 Billion €9.67 Trillion ▼ -396.1%
2018 0.02x €190.83 Billion €184.50 Billion €9.04 Trillion ▲ +119.4%
2017 -0.11x €-933.61 Billion €-942.46 Billion €8.58 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities