BANC.DE.SA.A ADR2/EO-125 Cash Flow Quality Index
BANC.DE.SA.A ADR2/EO-125 cash flow quality index. BANC.DE.SA.A ADR2/EO-125 (BDS) has a Cash Flow Quality Index of 0.95x as of December 2025. Operating cash flow of €1.68 Billion is below net income of €1.78 Billion, suggesting accrual-heavy earnings not yet converted to cash. See BDS FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of BANC.DE.SA.A ADR2/EO-125 (2022–2025)
Cash flow quality index of BANC.DE.SA.A ADR2/EO-125 from 2022 to 2025. Historical Cash Flow Quality Index for BANC.DE.SA.A ADR2/EO-125 across 4 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore BDS cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
BANC.DE.SA.A ADR2/EO-125 Cash Flow Quality Index by Year (2022–2025)
BANC.DE.SA.A ADR2/EO-125 cash flow quality index by year from 2022 to 2025. Year-by-year earnings quality comparison for BANC.DE.SA.A ADR2/EO-125. For the full cash flow conversion analysis, see BANC.DE.SA.A ADR2/EO-125 operating cash flow efficiency.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.95x | €1.68 Billion | €1.78 Billion | ▲ +115.6% |
| 2024 | -6.06x | €-11.07 Billion | €1.83 Billion | ▲ +23.3% |
| 2023 | -7.90x | €-10.52 Billion | €1.33 Billion | ▼ -2.4% |
| 2022 | -7.72x | €-6.63 Billion | €859.00 Million | — |