BANC.DE.SA.A ADR2/EO-125 (BDS) — Cash Flow Quality Index
BANC.DE.SA.A ADR2/EO-125 (BDS) has a Cash Flow Quality Index of 0.95x as of December 2025. Operating cash flow of €1.68 Billion is below net income of €1.78 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BDS operating cash flow to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
BANC.DE.SA.A ADR2/EO-125 Cash Flow Quality Index (2022–2025)
Historical Cash Flow Quality Index for BANC.DE.SA.A ADR2/EO-125 across 4 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of BANC.DE.SA.A ADR2/EO-125 to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for BANC.DE.SA.A ADR2/EO-125 (2022–2025)
Year-by-year earnings quality comparison for BANC.DE.SA.A ADR2/EO-125. For live market cap and the full company financial profile, see market value of BANC.DE.SA.A ADR2/EO-125.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.95x | €1.68 Billion | €1.78 Billion | ▲ +115.6% |
| 2024 | -6.06x | €-11.07 Billion | €1.83 Billion | ▲ +23.3% |
| 2023 | -7.90x | €-10.52 Billion | €1.33 Billion | ▼ -2.4% |
| 2022 | -7.72x | €-6.63 Billion | €859.00 Million | — |