BANC.DE.SA.A ADR2/EO-125 (BDS) — Financial Flexibility Index
BANC.DE.SA.A ADR2/EO-125 (BDS) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of €2.29 Billion (operating CF €1.68 Billion minus capex €610.79 Million) represents 0% of total liabilities (€231.31 Billion). Check BDS total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
BANC.DE.SA.A ADR2/EO-125 Financial Flexibility Index (2022–2025)
Historical Financial Flexibility Index trend for BANC.DE.SA.A ADR2/EO-125 across 4 annual periods. For the full cash flow conversion analysis, see BANC.DE.SA.A ADR2/EO-125 (BDS) cash conversion ratio.
Annual Financial Flexibility Index for BANC.DE.SA.A ADR2/EO-125 (2022–2025)
Year-by-year free cash flow to debt coverage for BANC.DE.SA.A ADR2/EO-125. Explore how well can BANC.DE.SA.A ADR2/EO-125 service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | €2.29 Billion | €1.68 Billion | €231.31 Billion | ▲ +121.1% |
| 2024 | -0.05x | €-10.52 Billion | €-11.07 Billion | €224.57 Billion | ▼ -3.8% |
| 2023 | -0.05x | €-9.99 Billion | €-10.52 Billion | €221.29 Billion | ▼ -73.6% |
| 2022 | -0.03x | €-6.19 Billion | €-6.63 Billion | €238.16 Billion | — |