Banco Santander S.A Cash Flow Quality Index

Latest as of September 2021: 4.13x

Banco Santander S.A cash flow quality index. Banco Santander S.A (BSDK) has a Cash Flow Quality Index of 4.13x as of September 2021. Operating cash flow of €8.98 Billion exceeds net income of €2.17 Billion, indicating high earnings quality where cash backs reported profits. See BSDK financial flexibility score to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

4.13x
Operating CF / Net Income

Operating Cash Flow

€8.98 Billion
EUR

Net Income

€2.17 Billion
EUR

Data as of

Sep 2021
Most recent filing

Cash Flow Quality Index of Banco Santander S.A (2017–2025)

Cash flow quality index of Banco Santander S.A from 2017 to 2025. Historical Cash Flow Quality Index for Banco Santander S.A across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of Banco Santander S.A to assess how comfortably operating cash covers total debt obligations.

Banco Santander S.A Cash Flow Quality Index by Year (2017–2025)

Banco Santander S.A cash flow quality index by year from 2017 to 2025. Year-by-year earnings quality comparison for Banco Santander S.A. For the full cash flow conversion analysis, see BSDK operating cash flow.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 -1.05x €-14.84 Billion €14.10 Billion ▲ +45.2%
2024 -1.92x €-24.16 Billion €12.57 Billion ▼ -524.3%
2023 0.45x €5.01 Billion €11.08 Billion ▼ -84.3%
2022 2.88x €27.71 Billion €9.61 Billion ▼ -58.7%
2021 6.98x €56.69 Billion €8.12 Billion ▲ +1241.5%
2019 0.52x €3.39 Billion €6.51 Billion ▲ +18.9%
2018 0.44x €3.42 Billion €7.81 Billion ▼ -92.8%
2017 6.07x €40.19 Billion €6.62 Billion —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.