Banco Santander S.A (BSDK) — Cash Flow Quality Index
Banco Santander S.A (BSDK) has a Cash Flow Quality Index of 4.13x as of September 2021. Operating cash flow of €8.98 Billion exceeds net income of €2.17 Billion, indicating high earnings quality where cash backs reported profits. Explore BSDK operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Santander S.A Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for Banco Santander S.A across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Banco Santander S.A.
Annual Cash Flow Quality Index for Banco Santander S.A (2017–2025)
Year-by-year earnings quality comparison for Banco Santander S.A.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.05x | €-14.84 Billion | €14.10 Billion | ▲ +45.2% |
| 2024 | -1.92x | €-24.16 Billion | €12.57 Billion | ▼ -524.3% |
| 2023 | 0.45x | €5.01 Billion | €11.08 Billion | ▼ -84.3% |
| 2022 | 2.88x | €27.71 Billion | €9.61 Billion | ▼ -58.7% |
| 2021 | 6.98x | €56.69 Billion | €8.12 Billion | ▲ +1241.5% |
| 2019 | 0.52x | €3.39 Billion | €6.51 Billion | ▲ +18.9% |
| 2018 | 0.44x | €3.42 Billion | €7.81 Billion | ▼ -92.8% |
| 2017 | 6.07x | €40.19 Billion | €6.62 Billion | — |