Banco Santander S.A (BSDK) — Cash Flow Quality Index
Banco Santander S.A (BSDK) has a Cash Flow Quality Index of 4.13x as of September 2021. Operating cash flow of €8.98 Billion exceeds net income of €2.17 Billion, indicating high earnings quality where cash backs reported profits. Explore Banco Santander S.A long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Santander S.A Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for Banco Santander S.A across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is Banco Santander S.A's equity to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Banco Santander S.A (2017–2025)
Year-by-year earnings quality comparison for Banco Santander S.A. For live market cap and the full company financial profile, see Banco Santander S.A stock valuation.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.05x | €-14.84 Billion | €14.10 Billion | ▲ +45.2% |
| 2024 | -1.92x | €-24.16 Billion | €12.57 Billion | ▼ -524.3% |
| 2023 | 0.45x | €5.01 Billion | €11.08 Billion | ▼ -84.3% |
| 2022 | 2.88x | €27.71 Billion | €9.61 Billion | ▼ -58.7% |
| 2021 | 6.98x | €56.69 Billion | €8.12 Billion | ▲ +1241.5% |
| 2019 | 0.52x | €3.39 Billion | €6.51 Billion | ▲ +18.9% |
| 2018 | 0.44x | €3.42 Billion | €7.81 Billion | ▼ -92.8% |
| 2017 | 6.07x | €40.19 Billion | €6.62 Billion | — |