Banco Santander S.A (BSDK) — Cash Flow Quality Index

Latest as of September 2021: 4.13x

Banco Santander S.A (BSDK) has a Cash Flow Quality Index of 4.13x as of September 2021. Operating cash flow of €8.98 Billion exceeds net income of €2.17 Billion, indicating high earnings quality where cash backs reported profits. Explore cash efficiency ratio of Banco Santander S.A to assess how effectively this company generates cash.

Cash Flow Quality Index

4.13x
Operating CF / Net Income

Operating Cash Flow

€8.98 Billion
EUR

Net Income

€2.17 Billion
EUR

Data as of

Sep 2021
Most recent filing

Banco Santander S.A Cash Flow Quality Index (2017–2025)

Historical Cash Flow Quality Index for Banco Santander S.A across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Banco Santander S.A (BSDK) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Banco Santander S.A (2017–2025)

Year-by-year earnings quality comparison for Banco Santander S.A. For live market cap and the full company financial profile, see BSDK company net worth.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 -1.05x €-14.84 Billion €14.10 Billion ▲ +45.2%
2024 -1.92x €-24.16 Billion €12.57 Billion ▼ -524.3%
2023 0.45x €5.01 Billion €11.08 Billion ▼ -84.3%
2022 2.88x €27.71 Billion €9.61 Billion ▼ -58.7%
2021 6.98x €56.69 Billion €8.12 Billion ▲ +1241.5%
2019 0.52x €3.39 Billion €6.51 Billion ▲ +18.9%
2018 0.44x €3.42 Billion €7.81 Billion ▼ -92.8%
2017 6.07x €40.19 Billion €6.62 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.