Banco Santander S.A (BSDK) — Financial Flexibility Index
Banco Santander S.A (BSDK) has a Financial Flexibility Index of 0.01x as of September 2021. Free cash flow of €10.75 Billion (operating CF €8.98 Billion minus capex €1.77 Billion) represents 0% of total liabilities (€1.48 Trillion). Check total reinvestment intensity of Banco Santander S.A to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco Santander S.A Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for Banco Santander S.A across 9 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Banco Santander S.A.
Annual Financial Flexibility Index for Banco Santander S.A (2017–2025)
Year-by-year free cash flow to debt coverage for Banco Santander S.A. Explore cash flow to debt ratio of Banco Santander S.A to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | €-7.18 Billion | €-14.84 Billion | €1.75 Trillion | ▲ +47.8% |
| 2024 | -0.01x | €-13.56 Billion | €-24.16 Billion | €1.73 Trillion | ▼ -171.1% |
| 2023 | 0.01x | €18.66 Billion | €5.01 Billion | €1.69 Trillion | ▼ -50.9% |
| 2022 | 0.02x | €36.77 Billion | €27.71 Billion | €1.64 Trillion | ▼ -49.5% |
| 2021 | 0.04x | €66.71 Billion | €56.69 Billion | €1.50 Trillion | ▼ -14.2% |
| 2020 | 0.05x | €73.54 Billion | €66.15 Billion | €1.42 Trillion | ▲ +353.6% |
| 2019 | 0.01x | €16.16 Billion | €3.39 Billion | €1.41 Trillion | ▲ +9.4% |
| 2018 | 0.01x | €14.14 Billion | €3.42 Billion | €1.35 Trillion | ▼ -70.6% |
| 2017 | 0.04x | €47.64 Billion | €40.19 Billion | €1.34 Trillion | — |