Banco Santander S.A (BSDK) — Net Asset Quality Index

Latest as of March 2026: 6.1%

Banco Santander S.A (BSDK) has a Net Asset Quality Index of 6.1% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €1.86 Trillion minus total liabilities of €1.74 Trillion yields net assets of €112.55 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See BSDK defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

Quality Index

6.1%
Equity / Total Assets

Net Assets

€112.55 Billion
EUR

Total Assets

€1.86 Trillion
EUR

Total Liabilities

€1.74 Trillion
EUR

Banco Santander S.A Net Asset Quality Index Over Time (2017–2025)

This chart shows how Banco Santander S.A's Net Asset Quality Index has evolved across 9 annual periods from 2017 to 2025. As of March 2026, the index stands at 6.1%, representing net assets of €112.55 Billion against total assets of €1.86 Trillion EUR. Explore Banco Santander S.A cash conversion from operations to assess how effectively this company generates cash.

Annual Net Asset Quality Index for Banco Santander S.A (2017–2025)

The table below presents the year-by-year Net Asset Quality Index for Banco Santander S.A from 2017 to 2025, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see BSDK stock market capitalisation.

Year Quality Index Net Assets (EUR) Total Assets Total Liabilities Change (pp)
2025 6.0% €112.75 Billion €1.87 Trillion €1.75 Trillion ▲ +0.2 pp
2024 5.8% €107.33 Billion €1.84 Trillion €1.73 Trillion ▲ +0.0 pp
2023 5.8% €104.24 Billion €1.80 Trillion €1.69 Trillion ▲ +0.2 pp
2022 5.6% €97.58 Billion €1.73 Trillion €1.64 Trillion ▼ -0.5 pp
2021 6.1% €97.05 Billion €1.60 Trillion €1.50 Trillion ▲ +0.0 pp
2020 6.1% €91.32 Billion €1.51 Trillion €1.42 Trillion ▼ -1.2 pp
2019 7.3% €110.66 Billion €1.52 Trillion €1.41 Trillion ▼ -0.1 pp
2018 7.4% €107.36 Billion €1.46 Trillion €1.35 Trillion ▼ 0.0 pp
2017 7.4% €106.83 Billion €1.44 Trillion €1.34 Trillion
pp = percentage points